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Experian National Score Index - U.S. Average Credit Score Rankings
Experian National Score Index - Archived Studies of Credit Behavior and Scores
Debt Collection Statute of Limitations by State - Statute of Limitations for each state for enforcing contracts and collecting judgements.
Collections Insider - A new blog about collection efforts by a collection agent that gives some insight into how collection works, which would be pertinent for creditors looking to collect a judgement and for debtors to see what collection agents can do and how they do it, and what they can't do.
Maryland Bankruptcy Court Fill-in Bankruptcy Forms - Includes the forms that were changed in April, 2007. These are PDF files that can be filled in and printed, but they cannot be saved. However, if you do want to save the final documents, you can, by printing to a specific file format. Some examples include using Microsoft's new XPS printer to print to a file, or you can use a program such as OneNote, one of the Microsoft Office products. Simply print the filled-in PDF file to OneNote. The Microsoft Office Document Image Writer can also print to a file. Note, however, that printing to file creates a file that is not easily modifiable. It cannot be edited like a regular document, so be sure that everything is filled in correctly before saving. It is possible to modify these documents using special software, such as a good OCR program that can retain formatting while transforming it into another document that is editable, such as Microsoft Word, or by using an image program that can place textboxes anywhere on the form.
Debtor's Assistance Manual - This manual by the Maryland Bankruptcy Court provides a good, short overview of the bankruptcy process, although some of the information is specific to Maryland.
US CODE Title 11,TITLE 11—BANKRUPTCY - This is the actual United States Code, nicely formatted and provided by the Cornell Law School.
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 - This is the actual text of the Act.
S. 256 [109th] Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (GovTrack.us) - This presents the history of the bill.
National Association of Consumer Bankruptcy Attorneys (NACBA) is the website serving the needs of consumer bankruptcy attorneys. Formed in 1992, NACBA now has more than 2500 members located in all 50 states and Puerto Rico. The home page includes bankruptcy and legislative news, an attorney finder, some consumer tips, and recent court decisions pertaining to bankruptcy, with links to copies of the decisions.
The National Association of Bankruptcy Trustees (NABT) has, on its home page, bankruptcy news as well as case summaries.
FAQ about Chapter 13 - Provided by the National Association of Chapter 13 Trustees.
Bankruptcy Sales is hosted by the American Bankruptcy Institute and the NABT, which posts asset sales from bankruptcy estates by trustees and debtors in possession.
Credit Counseling & Debtor Education - This site, by the United States Trustee, provides information about the approved providers for credit counseling and debtor education. You can choose all providers for a particular state or territory, or all providers that provide services in a particular language.
The following links provide necessary data for filling out bankruptcy forms 22A and 22C—the means test:
Census Bureau Median Family Income By Family Size
IRS Data for Allowable Living Expenses—See Section II for the IRS information.
Schedules of Actual Administrative Expenses of Administering a Chapter 13 Plan
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