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Risk - A tutorial about risk and insurance.
Insurance; Insurable Risks; Underwriting And Adverse Selection - A tutorial about the basics of insurance companies, underwriting and adverse selection, and what constitutes an insurable risk.
Legal Liability and Negligence
Law of Large Numbers - Using the Law of Large Numbers to determine underwriting risk and insurance premiums.
Indemnity - How property insurance pays for losses.
Insurable Interest - What constitutes an insurable interest, and when must it exist?
Utmost Good Faith—Representations, Concealments, And Warranties - Why honesty is the best policy in insurance.
Insurance Deductibles - The different types of deductibles and how they reduce insurance premiums.
Coinsurance - How coinsurance reduces health insurance premiums, and equalizes rates for property insurance.
Multiple Insurance Coverage: Pro Rata Liability, Contribution Of Equal Shares, And Primary And Excess Insurance - What determines how much each insurance policy pays when multiple policies cover the same loss.
Credit-Based Insurance Scores - How and why personal credit scores affect insurance rates.
The Legal Organization And Ownership Of Insurance Companies
Real Estate Title Insurance - An introduction to real estate title insurance and other alternatives, including tips on how to save money when buying title insurance.
Automobile Insurance — The Personal Auto Policy (PAP)
Personal Umbrella Liability Policy
Types of Homeowners' Insurance Policies - Summarizes the basic coverage of different types of homeowner’s insurance policies—including insurance for renters and owners of condominiums and cooperatives—and how they differ.
Homeowners Insurance - An overview of the typical homeowners insurance policy, listing the major coverages and exclusions.
Common Homeowners Insurance Policy Endorsements
The Cost Of Homeowners Insurance And How To Lower It - What factors influence the cost of homeowners insurance and how can you reduce premiums?
Determining Life Insurance Premiums for Term and Level-Premium Policies
Variable Life Insurance, Universal Life Insurance, And Variable-Universal Life Insurance
Life Insurance Contracts: Owner, Insured, and Beneficiary
Common Life Insurance Provisions | Custom Search |