artax=new Array("Tax Structure: Tax Base, Tax Rate, Proportional And Progressive Taxation","tax-structure.htm","Tax Policy Objectives","tax-policy-objectives.htm","Types of Taxes","tax-types.htm","Tax Basis","tax-basis.htm","Income Taxes","@h2","Tax Formula to Determine Taxable Income from Gross Income","tax-formula.htm","Itemized Deductions and the Standard Deduction","itemized-deductions-standard-deduction.htm","Personal and Dependency Exemptions","personal-and-dependency-exemptions.htm","Qualifying Child and Qualifying Relative","qualifying-child-qualifying-relative.htm","Filing Status","filing-status.htm","Gross Income, Tax Year, and Accounting Methods","gross-income-tax-year.htm","Capital Gains and Losses","capital-gains-losses.htm","Holding Periods For Property","holding-periods.htm","Kiddie Tax","kiddie-tax.htm","Taxation of Dividends","taxation-of-dividends.htm","Taxation of Alimony, Separate Maintenance Payments, and Child Support","alimony-taxation.htm","Imputed Interest On Below-Market Loans","imputed-interest.htm","Taxation Of Social Security Benefits and Tier 1 Equivalent Railroad Retirement Benefits","social-security-benefits-taxation.htm","Passive Activity and At-Risk Limitation Rules","passive-activity-and-at-risk-limitation-rules.htm","Passive Activity: Material Participation Tests","material-participation.htm","Liability Relief On Joint Returns: Innocent Spouse Relief, Separation Of Liability, Equitable Relief, Relief From Liability Arising From Community Property Law, and Injured Spouse Claims for Refund","innocent-spouse-relief.htm","Alternative Minimum Tax (AMT) for Individuals","alternative-minimum-tax.htm","Tax Credits","@h2","tax-credits","@f","Tax Credits","tax-credits.htm","Earned Income Credit (EIC)","earned-income-credit.htm","Child Tax Credit","child-tax-credit.htm","Credit for Child and Dependent Care Expenses","credit-for-child-and-dependent-care-expenses.htm","Credit for The Elderly and Disabled","credit-for-the-elderly-and-disabled.htm","Education Tax Credits: American Opportunity Credit, Hope Scholarship Credit, Lifetime Learning Credit","education-tax-credits.htm","Adoption Credit for Qualified Adoption Expenses","adoption-credit.htm","Retirement Savings Contribution Credit","retirement-savings-contribution-credit.htm","The Retirement Savings Contribution Credit - Not the Bonanza That It Seems","retirement-savings-contribution-credit-bonanza.htm","Foreign Tax Credit (FTC)","foreign-tax-credit.htm","Residential Energy Credits","residential-energy-credits.htm","","@f","Other Tax Topics","@h2","Statute Of Limitations For Tax Penalties and Refunds","statute-of-limitations-for-taxes.htm","Tax Penalties","tax-penalties.htm","Business Taxes","@h2","Home Office Deduction","home-office-deduction.htm","Tax Classifications For Workers: Employees, Independent Contractors, Statutory Employees, And Statutory Nonemployees","worker-classification.htm","Misclassifying Workers as Independent Contractors","misclassifying-workers.htm","Net Operating Losses (NOLs)","net-operating-losses.htm","Section 179 Deductions","section-179-deduction.htm","Gift and Estate Taxes","@h2","Federal Gift Tax - Overview","gift-tax-overview.htm","Gross Estate","gross-estate.htm","Estate Taxes","estate-taxes.htm","Generation-Skipping Transfer Taxes","generation-skipping-transfer-taxes.htm","Gift, Estate, and Generation-Skipping Transfer Tax Calculations","gift-estate-generation-skipping-tax-calculations.htm","Why the Estate Tax?","estate-tax-purpose.htm","Reducing Gift, Estate, and Generation-Skipping Taxes","reducing-transference-taxes.htm","Tax Blog","tax-blog.htm")
areconomics=new Array("Introduction to Economics","economics-overview.htm","Foundation of Economics","foundation-of-economics.htm","Allocative Efficiency and the Production Possibility Frontier","allocative-efficiency.htm","Economic Systems: Capitalism, Communism, and Socialism","economic-systems.htm","Microeconomics","@h2","Demand","demand.htm","Supply","supply.htm","Market Equilibrium","market-equilibrium.htm","Market Systems","market-systems.htm","How Market Systems Work","how-market-systems-work.htm","Demand Elasticity","demand-elasticity.htm","Supply Elasticity","supply-elasticity.htm","Price Controls","price-controls.htm","Consumer Surplus","consumer-surplus.htm","Producer Surplus","producer-surplus.htm","Total Surplus","total-surplus.htm","Total and Marginal Utility","total-and-marginal-utility.htm","Absolute Advantage, Comparative Advantage, and Opportunity Costs","absolute-and-comparative-advantage.htm","Economic Benefits of International Trade","economic-benefits-of-international-trade.htm","Trade Restriction Arguments: Job Preservation, National Security, Infant Industry, and Unfair Competition","trade-restriction-arguments.htm","Externalities","externalities.htm","Public Goods, Free Riders, and the Tragedy Of The Commons","public-goods.htm","Tax Incidence: How the Tax Burden Is Shared between Buyers and Sellers","tax-incidence.htm","Deadweight Loss of Taxation","deadweight-loss-of-taxation.htm","Taxation", "taxation.htm","Economic Profit","economic-profit.htm","Firm Production and Costs","firm-production-and-costs.htm","Sunk Costs","sunk-costs.htm","Market Models: Pure Competition, Monopolistic Competition, Oligopoly, and Pure Monopoly","market-models.htm","Pure Competition", "pure-competition.htm","Pure Competition: Long-Run Equilibrium","pure-competition-long-run-equilibrium.htm","Pure Monopoly: Demand, Revenue And Costs, Price Determination, Profit Maximization and Loss Minimization","pure-monopoly-demand-revenue-costs-profits.htm","Price Discrimination","price-discrimination.htm","Pure Monopoly: Economic Effects","pure-monopoly-economic-effects.htm","Monopoly Regulation","monopoly-regulation.htm","Monopolistic Competition","monopolistic-competition.htm","Monopolistic Competition: Short-Run Profits and Losses, and Long-Run Equilibrium","monopolistic-competition-prices-output-profits.htm","Oligopoly","oligopoly.htm","Game Theory of Oligopolistic Pricing Strategies","oligopoly-game-theory.htm","Oligopoly Pricing Models","oligopoly-pricing-models.htm","Technological Advances: Discovery, Invention, Innovation, Diffusion, Research and Development","technological-advances.htm","Research And Development: Expected Rate Of Return And Cost Of Funds","research-and-development.htm","Research and Development: Advantages And Disadvantages","research-development-advantages-disadvantages.htm","Resource Markets","resource-markets.htm","Resource Demand Determinants","resource-demand-determinants.htm","Resource Demand Elasticity","resource-demand-elasticity.htm","Wages: Factors That Affect Wage Levels And Wage Determination under Pure Competition","wages.htm","Labor Unions","labor-unions.htm","Labor Union Models","labor-union-models.htm","Wage Differentials","wage-differentials.htm","Economic Rent","economic-rent.htm","Interest Rates and Loanable Funds","interest-rates-loanable-funds.htm","Government Failure","government-failure.htm","Public Choice Theory, Paradox of Voting, Median Voter Model","public-choice-theory.htm","Macroeconomics","@h2","Gross Domestic Product (GDP); Calculating GDP Using the Expenditures Approach and Income Approach","gross-domestic-product.htm","National Accounts: Gross National Product, Net Domestic Product, National Income, Personal Income, Disposable Income","national-accounts.htm","Nominal and Real GDP, GDP Price Index, GDP Deflator","nominal-and-real-gdp.htm","Economic Growth and Business Cycles","economic-growth-business-cycles.htm","Unemployment","unemployment.htm")
arwills=new Array("Wills and Estates","@h2","Overview of Wills, Trusts, Estates, Intestacy, and Probate","overview-intestacy-wills-trusts-estates-probate.htm","Estate Planning Checklist","estate-planning-checklist.htm","Nonprobate Transfers","nonprobate-transfers.htm","Dead Hand Control: Conditional Bequests and Devisements","dead-hand-control.htm","Probate, Probate Court, and the Personal Representative","probate.htm","Uniform Probate Code","uniform-probate-code.htm","Probate Estate Administration","probate-estate-administration.htm","Executors","executors.htm","Intestate Distribution Scheme: Descent and Distribution Statutes","intestate-distribution-scheme.htm","Surviving Spouse","surviving-spouse.htm","Surviving Spouse Support","surviving-spouse-support.htm","Elective Share of the Augmented Estate","elective-share.htm","Community Property","community-property.htm","Omitted Spouse","omitted-spouse.htm","Omitted Children","omitted-children.htm","Intestate Distribution to Issue: Per Stirpes, Per Capita with Representation, and Per Capita at Each Generation","intestate-distribution-to-issue.htm","Intestate Distribution to Ancestors and Collateral Relatives","intestate-distribution-to-ancestors-and-collaterals.htm","Who Qualifies as Issue of the Decedent?","issue.htm","Uniform Parentage Act","uniform-parentage-act.htm","Appointing a Personal Guardian and Leaving Property for Minor Children","minor-children.htm","Gifts to Children","gifts-to-children.htm","Disclaimers","disclaimers.htm","Lapsed Gifts and Anti-Lapse Statutes","lapsed-gifts.htm","Class Gifts","class-gifts.htm","Ademption, Avoidance of Ademption, and Abatement","ademption-abatement.htm","Bars to Inheritance: Homicide, Abuse, or Abandonment","bars-to-inheritance.htm","Will Contests","will-contests.htm","Will Contests: Testamentary Capacity, Insame Delusion, and Undue Influence","testamentary-capacity.htm","Fraud and Tortious Interference with an Expectancy of an Inheritance or a Gift","fraud.htm","Will Execution: The Common Law Elements of the Wills Act Formalities","will-execution.htm","Wills Act Formalities: Modern Trend","wills-act-formalities-modern-trend.htm","Will Components: Will Integration, Codicils, Incorporation by Reference, and Acts of Independent Significance","wills-codicils-components.htm","Will Construction: Using Extrinsic Evidence to Resolve Ambiguities in a Will", "will-construction-extrinsic-evidence.htm","Holographic Wills","holographic-wills.htm","Will Revocation and Revival","will-revocation-and-revival.htm","Will Contracts: Contracts to Provide for a Beneficiary, or to Not Change or Revoke a Will","will-contracts.htm","Will Substitutes","will-substitutes.htm","Simplified Probate: Collection of Personal Property by Affidavit and Summary Probate Administration","simplified-probate.htm","Joint Tenancy","joint-tenancy.htm","Pour-Over Wills","pour-over-wills.htm","Gift and Estate Taxes","@h2","Marital Deduction","marital-deduction.htm","Federal Gift Tax - Overview","/tax/gift-tax-overview.htm#wills-estates-trusts","Gross Estate","/tax/gross-estate.htm#wills-estates-trusts","Estate Taxes","/tax/estate-taxes.htm#wills-estates-trusts","Generation-Skipping Transfer Taxes","/tax/generation-skipping-transfer-taxes.htm#wills-estates-trusts","Gift, Estate, and Generation-Skipping Transfer Tax Calculations","/tax/gift-estate-generation-skipping-tax-calculations.htm#wills-estates-trusts","Reducing Gift, Estate, and Generation-Skipping Taxes","/tax/reducing-transference-taxes.htm#wills-estates-trusts","Trusts","@h2","Trusts - An Introduction","trusts.htm","Trust Creation","trust-creation.htm","Trust Modification and Termination","trust-modification-termination.htm","Mandatory and Discretionary Trusts","mandatory-and-discretionary-trusts.htm","Trusts and the Rights of Beneficiary Creditors","trusts-beneficiary-creditors.htm","Future Interests","future-interests.htm","Powers of Appointment","powers-of-appointment.htm","Rule Against Perpetuities","rule-against-perpetuities.htm","Rule Against Perpetuities: Powers of Appointment, Saving Clause","rule-against-perpetuities-powers-of-appointment-saving-clause.htm","Rule Against Perpetuities: Modern Trend","rule-against-perpetuities-modern-trend.htm","Charitable Trusts","charitable-trusts.htm","Marital Trusts","marital-trusts.htm","AB Living Trusts and AB Disclaimer Trusts","a-b-trusts.htm","Qualified Terminal Interest Property (QTIP) Trusts","qtip-trusts.htm","Qualified Domestic Trusts (QDOT)","qdot.htm","Grantor-Retained Interest Trusts: Grantor-Retained Annuity Trusts (GRATs), Grantor-Retained Unitrusts (GRUTs), Grantor-Retained Income Trusts (GRITs), and Qualified Personal Residence Trusts (QPRTs)","grantor-retained-interest-trusts.htm","Irrevocable Life Insurance Trusts, Including Crummey Trusts","irrevocable-life-insurance-trusts.htm","Dynasty Trusts","dynasty-trusts.htm","Trustees","trustees.htm","General and Specific Powers of the Trustee","trustee-general-and-specific-powers.htm","Prudent Investments of Trust Assets","trustee-prudent-investments.htm","Trustee's Duty to Report","trustee-duty-to-report.htm","Breach of Trust","breach-of-trust.htm","Wills, Estates, and Trusts Resources","probate-resources.htm")
arbanking=new Array("Money","money.htm","Seigniorage - The Profit of Creating Money","seigniorage.htm","Inflation and the Money Supply","inflation-money-supply-m1-m2.htm","Consumer Price Index (CPI)","consumer-price-index-cpi.htm","Financial System","financial-system.htm","Financial Instruments","financial-instruments.htm","Financial Markets","financial-markets.htm","Financial Institutions","financial-institutions.htm","Payment Systems","payment-systems.htm","Information Asymmetry: Adverse Selection and Moral Hazard","information-asymmetry.htm","Financial Intermediation","financial-intermediation.htm","Depository Institutions (Banks)","depository-institutions.htm","Types of Depository Institutions: Savings Institutions, Commercial Banks, Bank and Financial Holding Companies","depository-institutions-types.htm","Nondepository Institutions: Insurance Companies, Pension Funds, Securities Firms, Government-Sponsored Enterprises, and Finance Companies","nondepository-institutions.htm","Bank Balance Sheet","bank-balance-sheet.htm","Bank Profitibility","bank-profits.htm","Bank Risks","bank-risks.htm","Government Deposit Insurance","deposit-insurance.htm","Bank Regulations and Supervision","bank-regulations-supervision.htm","Central Banking","@h2","Central Banks","central-banks.htm","Central Bank Design","central-bank-design.htm","Ron Paul Wants to End the Fed","ron-paul-wants-to-end-the-fed.htm","Money Supply and the Central Bank's Balance Sheet","money-supply.htm","Money Supply and the Money Multiplier","money-supply-money-multiplier.htm","Central Bank Transactions","central-bank-transactions.htm","Federal Reserve Monetary Policy Tools: Open Market Operations, Discount Lending, And Reserve Requirements","federal-reserve-monetary-policy-tools.htm","European Central Bank Monetary Policy","european-central-bank-monetary-policy.htm","Monetary Policy Rules, Interest Rates, and Taylor's Rule","taylors-rule.htm","Money Growth, Money Velocity, and Inflation","money-growth-money-velocity-inflation.htm","Money Demand and Money Velocity","money-demand-money-velocity.htm","Inflation and Employment","inflation-and-employment.htm","Aggregate Expenditure, Economic Output, Inflation, and Monetary Policy Reactions","aggregate-expenditure.htm","Foreign Exchange","@h2","Economics of Foreign Exchange Rates","foreign-exchange-rate-economics.htm","Fixed Exchange Rates","fixed-exchange-rates.htm","Unsterilized and Sterilized Foreign Exchange Interventions","foreign-exchange-interventions.htm","Hard Currency Pegs: Currency Boards And Dollarization","currency-boards-dollarization.htm","Speculative Currency Attacks","speculative-currency-attacks.htm","Banking History","@h2","history","@f","Banking History: Colonial Era","banking-history-colonial-era.htm","The First and Second Banks of the United States","bank-of-the-united-states.htm","Free Banking and the National Banking Act of 1863","free-banking-national-banking-system.htm","Financial Panics and Bank Runs Before Deposit Insurance","financial-panics-bank-runs.htm","","@f","Topics","@h2","London Interbank Offered Rate (LIBOR)","libor.htm","LIBOR-OIS Spread","libor-ois-spread.htm","TED Spread","ted-spread.htm","Net Capital Requirement (aka Net Capital Rule, Net Capital Ratio)","net-capital-requirement.htm","Commercial Paper Funding Facility (CPFF)","commercial-paper-funding-facility.htm","Office of Thrift Supervision (OTS)","office-of-thrift-supervision.htm","Securities Lending — Where Banks Win, But Can't Lose","securities-lending.htm")
arcredit=new Array("Credit Scores","credit-scores.htm","New Developments in Credit Scoring","credit-score-developments.htm","Credit-based Insurance Scores","/insurance/insurance-scores.htm#credit","New Credit Card Rules - A Summary of the Credit CARD Act Of 2009","law/credit-card-act-2009-summary.htm","Alternative Credit Bureaus and Alternative Credit Scores","alternative-credit-bureaus.htm","Tenant Screening","tenant-screening.htm","Debt","@h2","Foreclosure","/real-estate/foreclosure.htm#credit","debt","@f","Real Estate Short Sale","short-sale.htm","Debt Collection","@h3","Prejudgment Remedies: General Principles, Attachment","prejudgment-remedies-attachment.htm","Prejudgment Garnishment, Replevin, Lis Pendens, Receivership, Court Injunctions","other-prejudgment-remedies.htm","Execution and Levy","execution-levy.htm","Judgment Liens","judgment-liens.htm","Garnishment","garnishment.htm","Fraudulent Transfers","fraudulent-transfers.htm","Statutory Proceedings in Aid of Execution","statutory-proceedings-in-aid-of-execution.htm","State Insolvency Proceedings: Compositions and Extensions (Workouts), Assignment for the Benefit of Creditors (ABC)","state-insolvency-proceedings.htm","Debt and Taxes","@h3","Taxation of Canceled Debt","taxation-of-canceled-debt.htm","","@f","Credit and Debt Resources","@h2","Credit and Debt Blog","blog.htm","Credit and Debt Resources","credit-and-debt-resources.htm","Bankruptcy","@h2","bankruptcy","@f","The Benefit of Bankruptcy to Society","benefit-of-bankruptcy-to-society.htm","A Quick Overview of Bankruptcy for Consumers","quick-overview-of-consumer-bankruptcy.htm","Credit Counseling and Debtor Education (Personal Financial Management Course)","credit-counseling-and-debtor-education.htm","Credit Availability and Credit Scores After Bankruptcy","credit-after-bankruptcy.htm","Bankruptcy Law Public Policies","bankruptcy-law-public-policies.htm","Bankruptcy Law Sources","bankruptcy-law-sources.htm","Bankruptcy Research","bankruptcy-research.htm","Bankruptcy Fundamentals","@h3","Bankruptcy Requires Good Faith","good-faith.htm","Bankruptcy Participants","bankruptcy-participants.htm","The Bankruptcy Trustee","bankruptcy-trustee.htm","Debt Relief Agencies","debt-relief-agencies.htm","Bankruptcy Petition Preparers","bankruptcy-petition-preparers.htm","Bankruptcy Lawyers","bankruptcy-lawyers.htm","Bankruptcy Petition - The Start of Bankruptcy","bankruptcy-petition.htm","Bankruptcy Estate","bankruptcy-estate.htm","Joint Petitions; Joint Administration And Consolidation Of Bankruptcy Cases Of Closely Related Debtors","joint-petitions.htm","Automatic Stay","automatic-stay.htm","Relief from Automatic Stay","automatic-stay-relief.htm","Creditors Meeting","creditors-meeting.htm","Filing and Responding to Motions","motions.htm","Secured Debts in Bankruptcy","secured-debts.htm","Cramdowns - Paying for Secured Debt in Chapter 13, 12, and 11","cramdowns.htm","Proof and Allowance of Claims","claims.htm","Priority Rules","priorities.htm","Domestic Support Obligations","domestic-support-obligations.htm","Taxes in Bankruptcy: Their Priorities and Dischargeability","taxes-in-bankruptcy.htm","Executory Contracts and Unexpired Leases","executory-contracts-unexpired-leases.htm","Executory Contracts: Rejection","executory-contracts-rejection.htm","Executory Contracts: Assumption and Assignment","executory-contracts-assumption-assignment.htm","Bankruptcy Dismissal","dismissal.htm","Bankruptcy Discharge","discharge.htm","Nondischargeable Debts","nondischargeable-debts.htm","Pre-Bankruptcy Period","@h3","Avoiding Preferences in Bankruptcy","preferences.htm","Preference Safe Harbors","preference-safe-harbors.htm","Setoffs and Recoupments","setoffs.htm","Special Topics in Bankruptcy","@h3","Can Bankruptcy Prevent an Eviction for a Renter?","bankruptcy-and-rent.htm","Foreclosure and Bankruptcy","foreclosure-and-bankruptcy.htm","Chapter 20 Bankruptcy","chapter-20.htm","Bankruptcy Chapter Conversion","chapter-conversion.htm","Chapter 12 Bankruptcy Overview","chapter-12-overview.htm","Chapter 15 Bankruptcy Overview - Ancillary and Other Cross-Border Cases","chapter-15-overview.htm","Chapter 9 - Municipality Bankruptcy","chapter-9-municipality-bankruptcy.htm","A Comparison of Chapter 7 and Chapter 13 - Advantages and Disadvantages","comparison-chapter-7-chapter-13.htm","A Comparison of Chapter 13, 12, and 11 - Advantages and Disadvantages","comparison-chapter-13-12-11.htm","Chapter 7 Bankruptcy","@h3","bankruptcy/chapter-7","@f","Who Qualifies for Chapter 7 Bankruptcy?","chapter-7-eligibility.htm","An Overview of Chapter 7 and the Creditors Meeting","chapter-7-overview.htm","Planning for a Chapter 7 Bankruptcy","bankruptcy-planning.htm","The Means Test in Bankruptcy - Is There a Presumption of Abuse?","means-test.htm","Chapter 7 Bankruptcy Estate","chapter-7-bankruptcy-estate.htm","State and Federal Exemptions","exemptions.htm","Residency Requirements for Exemptions","exemptions-residency-requirements.htm","Claiming Exemptions Using Schedule C - Property Claimed as Exempt","claiming-exemptions.htm","Will the Trustee Sell Your Home in a Chapter 7 Bankruptcy?","will-the-trustee-sell-your-home.htm","Can You Save Your Home with the Homestead Exemption or Wildcard Exemption in a Chapter 7 Bankruptcy?","homestead-exemption.htm","Lien Avoidance - Reducing or Eliminating Liens","lien-avoidance.htm","Secured Debts - Surrendering, Redemption, and Reaffirmation","secured-property-surrendering-redemption-reaffirmation.htm","Denial or Revocation of a Chapter 7 Discharge","chapter-7-discharge-denial-revocation.htm","Chapter 13 Bankruptcy","@h3","bankruptcy/chapter-13","@f","Chapter 13 Overview","chapter-13-overview.htm","Chapter 13 Timeline","chapter-13-timeline.htm","Role of Debtor and Standing Trustee","debtor-standing-trustee-chapter-13.htm","Chapter 13 Bankruptcy Estate and Postpetition Claims","bankruptcy-estate-postpetition-claims.htm","Chapter 13 Payment Plan: Requirements for Confirmation","plan-confirmation-requirements.htm","Confirmation and Amending the Repayment Plan","confirmation.htm","Chapter 13 Repayment Plan: Content and Format","chapter-13-repayment-plan.htm","Chapter 11 Bankruptcy","@h3","bankruptcy/chapter-11","@f","Chapter 11 Bankruptcy Overview","chapter-11-overview.htm","Debtor in Possession (DIP)","debtor-in-possession.htm","Creditors' Committees and Equity Committees","creditors-committees.htm","Reorganization Plan","reorganization-plan.htm","Chapter 11 Discharge, Postconfirmation Administration, and Final Decree","discharge-postconfirmation-final-decree.htm")
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