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Complete List of Tax Topics

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Accounting Periods and Methods

Introduction

Useful Items - You may want to see:
Publication
Form (and Instructions)

User Fees

Accounting Periods

Calendar Year

Fiscal Year

52-53-Week Tax Year

Election
Example —
Example —

Short Tax Year

Not in Existence Entire Year

Example —
Example —
Example —
Death of individual
Example —

Figuring Tax for Short Year

General rule
Individuals
Example —
Corporations
Example —
Relief procedure
Alternative minimum tax
Tax withheld from wages

Improper Tax Year

Change in Tax Year

Automatic Approval

Ruling Request

Example —

Individuals

Change in Tax Year

Special rule for newlyweds
Example —
Automatic approval
Form 1128
Ruling request

Partnerships, S Corporations, and Personal Service Corporations (PSCs)

Partnership

Least aggregate deferral of income
Example —
When determination is made
Short period return
More information

S Corporation

Personal Service Corporation

Section 444 Election

Deferral period
Retaining tax year
Adopting or changing tax year
Example —
Example —
Making the election
Example —
Example —
Example —
Extension of time for filing
Ending the election
Required payment for partnership or S corporation
Required distribution for PSC
Activating election

52-53-Week Tax Year

Business Purpose Tax Year

Automatic approval requests
Ownership tax year
Ruling requests
Annual business cycle test
Seasonal business test
Facts and circumstances test

Automatic Approval

Eligibility for automatic approval requests
Filing information

Ruling Request

Corporations (Other Than S Corporations and PSCs)

Change in Tax Year

Automatic approval
Note:
Form 1128
Ruling request

Accounting Methods

Methods you can use
Special methods
Business and personal items
Two or more businesses

Cash Method

Income

Constructive receipt
Example —
Example —
Delaying receipt of income

Expenses

Expense paid in advance
Example —
Example —

Excluded Entities

Exceptions

Gross receipts test
Aggregation rules
Change to accrual method
Special rules for farming businesses
Qualified PSC
Function test
Ownership test
Change to accrual method

Accrual Method

Income

Example —
Estimated income
Change in payment schedule
Accounts receivable for services

Advance Payment for Services

Service agreement
Postponement not allowed
Examples
Example —
Example —
Example —
Example —
Guarantee or warranty
Prepaid rent
Books and records
IRS approval

Advance Payment for Sales

How to report payments
Alternative method of reporting
Example —
Example —
Information schedule
Exception for inventory goods
Substantial advance payments
Example —
IRS approval

Expenses

Economic Performance

Example —
Taxes
Other liabilities
Interest
Compensation for services
Vacation pay
Exception for recurring items
Amended return
Recurrence and consistency
Materiality
Matching expenses with income

Expenses Paid in Advance

Related Persons

Related persons
Ownership of stock
Reallocation of income and deductions

Contested Liability

Conditions to be met
Liability must be contested
Contest must exist
Example —
Transfer to creditor
Liability deductible
Economic performance rule satisfied
Recovered amounts

Inventories

Exceptions

Qualifying taxpayer
Gross receipts test for qualifying taxpayers
Table 1. 2003 Gross Receipts Test for Qualifying Taxpayers
Qualifying small business taxpayer
Note:
Gross receipts test for qualifying small business taxpayers
Table 2. 2003 Gross Receipts Test for Qualifying Small Business Taxpayers
Eligible business
Gross receipts
Business not owned or not in existence for 3 years
Materials and supplies that are not incidental
Changing methods
More information

Items Included in Inventory

Merchandise
Containers
Merchandise not included
Assets

Identifying Cost

Specific Identification Method

FIFO Method

LIFO Method

LIFO rules
Adopting LIFO method

Differences Between FIFO and LIFO

Valuing Inventory

Goods that cannot be sold

Cost Method

Discounts

Lower of Cost or Market Method

Example —
Market value
Lower than market
No market exists

Retail Method

Closing inventory
Example —
Markup percentage
Markdowns
Retail method with LIFO
Price index
Retail method without LIFO
Figuring income tax

Perpetual or Book Inventory

Physical inventory

Loss of Inventory

Creditors or suppliers
Disaster loss

Uniform Capitalization Rules

Activities subject to the rules
Producing property
Tangible personal property
Exceptions
Qualified creative expenses
Personal service corporation
Inventories
More information

Change in Accounting Method

Approval required
Approval not required

IRS Approval

Automatic Change Request Procedures

Filing Form 3115
Eligibility for automatic change requests
Review of automatic change request
Incomplete Form 3115
Conference

Advance Consent Request Procedures

Filing Form 3115
Eligibility for advance consent requests
Incomplete Form 3115
Conference
Consent agreement
More information

Accounting Periods and Methods

Introduction

Each taxpayer (business or individual) must figure taxable income on an annual accounting period called a tax year. The calendar year is the most common tax year. Other tax years are a fiscal year and a short tax year.

Each taxpayer must also use a consistent accounting method, which is a set of rules for determining when to report income and expenses. The most commonly used accounting methods are the cash method and an accrual method. Under the cash method, you generally report income in the tax year you receive it and deduct expenses in the tax year you pay them. Under an accrual method, you generally report income in the tax year you earn it, regardless of when payment is received, and deduct expenses in the tax year you incur them, regardless of when payment is made.

This publication explains some of the rules for accounting periods and accounting methods. In many cases, however, you may have to refer to the cited sources for a fuller explanation of the topic. Section references are to the Internal Revenue Code and regulation references are to the Income Tax Regulations.

This publication is not intended as a guide to general business and tax accounting rules.

Useful Items - You may want to see:
Publication
Form (and Instructions)

User Fees

The IRS charges a user fee for certain requests to change an accounting period or method. The fee is reduced in certain situations, such as a request for identical accounting method changes for members of a consolidated group, a request involving a personal tax issue from a person with gross income of less than $250,000, and a request involving a business-related tax issue from a person with gross income of less than $1 million. No fee is charged for changes permitted to be made by a published automatic change revenue procedure.

For information about user fees charged to change an accounting period, see the Form 1128 instructions. For information about user fees charged to change an accounting method, see the Form 3115 instructions. See also Revenue Procedure 2004–1, in Internal Revenue Bulletin No. 2004–1, or its successor, for more information. For information on user fees for tax-exempt organizations, see Revenue Procedure 2004–8, in Internal Revenue Bulletin No. 2004–1, or its successor.

Accounting Periods

You must figure taxable income on the basis of a tax year. A “tax year” is an annual accounting period for keeping records and reporting income and expenses. An annual accounting period does not include a short tax year (discussed later). The tax years you can use are:

Unless you have a required tax year, you adopt a tax year by filing your first income tax return using that tax year. A required tax year is a tax year required under the Internal Revenue Code and the Income Tax Regulations. You have not adopted a tax year if you merely did any of the following.

This section discusses:

Calendar Year

A calendar year is 12 consecutive months beginning January 1 and ending December 31.

If you adopt the calendar year, you must maintain your books and records and report your income and expenses from January 1 through December 31 of each year.

If you file your first tax return using the calendar tax year and you later begin business as a sole proprietor, become a partner in a partnership, or become a shareholder in an S corporation, you must continue to use the calendar year unless you get IRS approval to change it or are otherwise allowed to change it without IRS approval. See Change in Tax Year, later.

Generally, anyone can adopt the calendar year. However, if any of the following apply, you must adopt the calendar year.

Fiscal Year

A fiscal year is 12 consecutive months ending on the last day of any month except December. A 52-53-week tax year is a fiscal year that varies from 52 to 53 weeks but may not end on the last day of a month.

If you adopt a fiscal year, you must maintain your books and records and report your income and expenses using the same tax year.

52-53-Week Tax Year

You can elect to use a 52-53-week tax year if you keep your books and records and report your income and expenses on that basis. If you make this election, your 52-53-week tax year must always end on the same day of the week. Your 52-53-week tax year must always end on:

For example, if you elect a tax year that always ends on the last Monday in March, your 2002 tax year will end on March 31, 2003. If you elect a tax year ending on the Thursday nearest to the end of April, your 2002 tax year will end on May 1, 2003.

Election

To make the election, attach a statement with the following information to your tax return for the 52-53-week tax year.

  1. The month in which the new 52-53-week tax year ends.
  2. The day of the week on which the tax year always ends.
  3. The date the tax year ends. It can be either of the following dates on which the chosen day:
    1. Last occurs in the month in (1), above, or
    2. Occurs nearest to the last day of the month in (1), above.
When you figure depreciation or amortization, a 52-53-week tax year is generally considered a year of 12 calendar months.

To determine an effective date (or apply provisions of any law) expressed in terms of tax years beginning, including, or ending on the first or last day of a specified calendar month, a 52-53-week tax year is considered to:

Example —

Assume a tax provision applies to tax years beginning on or after July 1, 2003. For this purpose, a 52-53-week tax year beginning on June 25, 2003, is treated as beginning on July 1, 2003.

Change to or from a 52-53-week tax year. You must get IRS approval if you want to make the following changes. See Change in Tax Year, later, for information on getting IRS approval.
Example —

You want to change from a 52-53-week tax year ending on the Thursday closest to December 31 to a 52-53-week tax year ending on the Friday closest to December 31. You must get IRS approval to make this change in your tax year.

You can get approval for certain 52-53-week tax year changes automatically if you qualify under any of the revenue procedures listed in the general discussion on automatic approval under Change in Tax Year, later.

Short Tax Year

A short tax year is a tax year of less than 12 months. A short period tax return may be required when you (as a taxable entity):

Tax on a short period tax return is figured differently for each situation.

Not in Existence Entire Year

Even if you (a taxable entity) were not in existence for the entire year, a tax return is required for the time you were in existence. Requirements for filing the return and figuring the tax are generally the same as the requirements for a return for a full tax year (12 months) ending on the last day of the short tax year.

Example —

Corporation X was organized on July 1, 2002. It elected the calendar year as its tax year and its first tax return was due March 17, 2003. This short period return will cover the period from July 1, 2002, through December 31, 2002.

Example —

A calendar year corporation dissolved on July 23, 2003. Its final return is due by October 15, 2003, and it will cover the short period from January 1, 2003, to July 23, 2003.

Example —

Partnership YZ was formed on September 4, 2002, and elected to use a fiscal year ending November 30. Partnership YZ must file its first tax return by March 17, 2003. It will cover the short period from September 4, 2002, to November 30, 2002.

Death of individual

When an individual dies, a tax return must be filed for the decedent by the 15th day of the 4th month after the close of the individual's regular tax year. The decedent's final return will be a short period tax return unless he or she dies on the last day of the regular tax year.

Example —

Agnes Green was a single, calendar year taxpayer. She died on March 6, 2003. Her final tax return must be filed by April 15, 2004. It will cover the short period from January 1, 2003, to March 6, 2003.

Figuring Tax for Short Year

If the IRS approves a change in your tax year or you are required to change your tax year, you must figure the tax and file your return for the short tax period. The short tax period begins on the first day after the close of your old tax year and ends on the day before the first day of your new tax year.

You figure tax for a short year under the general rule, explained next. You may then be able to use a relief procedure, explained later, and claim a refund of part of the tax you paid.

General rule

Income tax for a short tax year is figured on an annual basis. However, self-employment tax is figured on the actual self-employment income for the short period.

Individuals

An individual must figure income tax for the short tax year as follows.

  1. Determine your adjusted gross income for the short tax year and then subtract your actual itemized deductions for the short tax year. (You must itemize deductions when you file a short period tax return.)
  2. Multiply the dollar amount of your exemptions by the number of months in the short tax year and divide the result by 12.
  3. Subtract the amount in (2) from the amount in (1). This is your modified taxable income.
  4. Multiply the modified taxable income in (3) by 12, then divide the result by the number of months in the short tax year. This is your annualized income.
  5. Figure the total tax on your annualized income using the appropriate tax rate schedule.
  6. Multiply the total tax by the number of months in the short tax year and divide the result by 12. This is your tax for the short tax year.
Example —

Mike and Sara Smith have an adjusted gross income of $48,000 for their short tax year. Their itemized deductions for January 1 through September 30, 2002, total $12,400 and they can claim exemptions for themselves, and their two children. Each exemption is $3,000. They figure the tax on their joint return for that period as follows.

  1. $48,000 - $12,400 = $35,600
  2. $3,000 × 4 × 9/12 = $9,000
  3. $35,600 - $9,000 = $26,600 (modified taxable income)
  4. $26,600 × 12/9 = $35,467 (annualized income)
  5. Tax on $35,467 = $4,720 (from 2002 tax rate schedule)
  6. $4,720 × 9/12 = $3,540 (tax for short tax year)
Corporations

A corporation figures tax for the short tax year under the general rule described earlier for individuals except there is no adjustment for personal exemptions.

Example —

Because a calendar year corporation changed its tax year, it must file a short period tax return for the 6-month period ending June 30, 2002. For the short tax year, it had income of $40,000 and no deductions. The corporation's annualized income is $80,000 ($40,000 × 12/6). The tax on $80,000 is $15,450. The tax for the short tax year is $7,725 ($15,450 × 6/12).

52-53-week tax year. If you change the month in which your 52-53-week tax year ends, you must file a return for the short tax year if it covers more than 6 but fewer than 359 days.

If the short period created by the change is 359 days or more, treat it as a full tax year. If the short period created is 6 days or fewer, it is not a separate tax year. Include it as part of the following year.

For example, if you use a calendar year and the IRS approves your change to a 52-53-week tax year ending on the Monday nearest to September 30, you must file a return for the short period from January 1 to September 30.

Figure the tax for the short tax year as shown previously, except that you prorate on a daily basis, rather than monthly. Use 365 days (regardless of the number of days in the calendar year) instead of 12 months and the number of days in the short tax year instead of the number of months.

Relief procedure

Individuals and corporations can use a relief procedure to figure the tax for the short tax year. It may result in less tax. Under this procedure, the tax is figured by two separate methods. If the tax figured under both methods is less than the tax figured under the general rule, you can file a claim for a refund of part of the tax you paid. For more information, see section 443(b)(2).

Alternative minimum tax

To figure the alternative minimum tax (AMT) due for a short tax year:

  1. Figure the annualized alternative minimum taxable income (AMTI) for the short tax period by doing the following.
    1. Multiply the AMTI by 12.
    2. Divide the result by the number of months in the short tax year.
  2. Multiply the annualized AMTI by the appropriate rate of tax under section 55(b)(1). The result is the annualized AMT.
  3. Multiply the annualized AMT by the number of months in the short tax year and divide the result by 12.
For information on the alternative minimum tax for individuals, see the instructions for Form 6251, Alternative Minimum Tax–Individuals. For information on the alternative minimum tax for corporations, see Publication 542, or the instructions to Form 4626, Alternative Minimum Tax–Corporations.

Tax withheld from wages

You can take a credit against your income tax liability for federal income tax withheld from your wages. Federal income tax is withheld on a calendar year basis. The amount withheld in any calendar year is allowed as a credit for the tax year beginning in the calendar year.

Improper Tax Year

Taxpayers that have adopted an improper tax year must change to a proper tax year under the requirements of Revenue Procedure 85–15 in Cumulative Bulletin 1985–1. For example, if a taxpayer began business on March 15 and adopted a tax year ending on March 14 (a period of exactly 12 months), this would be an improper tax year. See Accounting Periods, earlier, for a description of permissible tax years.

To change to a proper tax year, you must do one of the following.

Change in Tax Year

Generally, you must file Form 1128 to request IRS approval to change your tax year. See the instructions for Form 1128 for exceptions. If you qualify for an automatic approval request, a user fee is not required. If you do not qualify for automatic approval, a ruling must be requested and a user fee is required. See the instructions for Form 1128 for information about user fees if you are requesting a ruling.

Automatic Approval

Certain taxpayers can get automatic approval to change their tax year by filing Form 1128. You should determine whether you can get approval automatically before submitting an application under the ruling request procedures, discussed next. You can get approval automatically if you qualify under any of the following.

Revenue Procedure 2003–62 is in Internal Revenue Bulletin 2003–32. Revenue Procedures 2002–37 and 2002–38 are in Internal Revenue Bulletin 2002–22. Revenue Procedure 85–58 is in Internal Revenue Bulletin 1985–18. Revenue Procedure 76–10 is in Cumulative Bulletin 1976–1. Revenue Procedure 79–3 is in Cumulative Bulletin 1979–1.

For information on the procedures by which certain individuals, pass-through entities, and corporations can get automatic approval to change their tax year, see the specific discussions on automatic approval for each of those entities, later.

Ruling Request

File a current Form 1128 with the IRS national office in Washington, DC, no earlier than the day following the end of the short period and no later than the due date (not including extensions) of the tax return for the short period. (The short period begins on the first day after the end of your present tax year and ends on the day before the first day of your new tax year.) You must file the return for the short period within the time that applies for filing a return for a full tax year (12 months) ending on the last day of the short tax period. See Revenue Procedure 2002–39, in Internal Revenue Bulletin 2002–22, for more information. See also Revenue Procedure 2003–34, in Internal Revenue Bulletin 2003–18, which modifies the restrictions in Revenue Procedure 2002–39 against carrying back net operating losses and capital losses generated in the short period.

You must include the correct user fee, if any, with Form 1128. See User Fees at the beginning of this publication. See also the instructions for Form 1128 for information on where to file Form 1128.

A Form 1128 received within 90 days after the due date may qualify for an extension and be considered timely filed. An extension request, however, must be filed under section 301.9100–3 of the regulations (see Revenue Procedure 2004–1). For more information, see the form instructions and Revenue Procedure 2004–1, in Internal Revenue Bulletin 2004–1, or any successor.

Your application must contain all requested information. Do not change your tax year until the IRS has approved your request. If your application is approved, you must file an income tax return for the short period. There are special rules for figuring tax when you file a short period return because you changed your tax year. See Figuring Tax for Short Year, earlier.

Example —

Steve Adams, a sole proprietor, files his return using a calendar year. For business purposes, he wants to change his tax year to a fiscal year ending June 30. Steve will have a short tax year for the period from January 1 to June 30. He must file Form 1128 by October 15, the 15th day of the 4th calendar month after the close of the short tax year, which is the due date for the short period return.

Individuals

Most individuals adopt the calendar year. An individual can adopt a fiscal year provided that the individual maintains his or her books and records on the basis of the adopted fiscal year.

Change in Tax Year

Individuals that want to change their tax year must generally file Form 1128 to get IRS approval either under the automatic approval procedures or the ruling request procedures.

Special rule for newlyweds

A husband and wife who have different tax years cannot file a joint return, except for a husband and wife whose tax years begin on the same date and end on different dates because of the death of either or both. However, a newly married husband or wife with a different tax year is permitted to change his or her tax year to be the same as the other spouse in order to file a joint return. The spouse making this change is not required to file Form 1128. They can file a joint return for the first tax year ending after the date of marriage if both of the following conditions are met.

If the due date for filing the required short period tax return passed before the date the couple marries, they cannot file a joint return until the end of the second tax year after the date of marriage. They can file a joint return for the second tax year only if the spouse changing his or her tax year files a timely short period tax return.
Example —

John and Jane were married on July 30, 2002. John filed his return for the fiscal year ending June 30, 2002. Jane uses the calendar year, but wants to change to John's fiscal year so they can file a joint return. If Jane files a separate return by October 15, 2002, for the short period January 1, 2002, through June 30, 2002, she will have changed her accounting period to a fiscal year ending June 30. Then she and John can file a joint return for their tax year ending June 30, 2003.

Automatic approval

An individual (which includes both spouses in the case of a husband and wife filing jointly) can use automatic approval procedures to change from a fiscal year to a calendar year. However, these procedures are generally not available to individuals deriving income from interests in pass-through entities. This includes individuals who are members of a partnership, beneficiaries of a trust or estate, or S corporation shareholders.

However, interests in pass-through entities will be disregarded in certain circumstances. For example, an interest in a pass-through entity will be disregarded if the pass-through entity would be required under the Internal Revenue Code or Income Tax Regulations to change its tax year to the new calendar year of the individual. See Revenue Procedure 2003–62 in Internal Revenue Bulletin 2003–32 for other circumstances in which interests in pass-through entities will be disregarded.

In addition, individuals that qualify and want to change their tax year using these automatic procedures must comply with the following conditions.
  1. If the individual has a net operating loss (NOL) in the short period required to effect the change, the NOL generally cannot be carried back but must be carried over. However, a short period NOL can be carried back or carried over if it is either:
    1. $50,000 or less, or
    2. Less than the NOL for the full 12-month period beginning with the first day of the short period.
  2. If there is any unused credit for the short period, the individual must carry the unused credit(s) forward. Unused credit(s) cannot be carried back.
  3. If an individual's interest in a pass-through entity is disregarded as mentioned earlier in this discussion because the related entity will be required to change its tax year to the individual's new calendar tax year, the related entity must concurrently change its tax year under the applicable automatic approval procedures.
Form 1128

To get automatic approval to change its tax year to a calendar year, an individual must file Form 1128 by the due date (including extensions) for filing the tax return for the short period required to effect such change.

Form 1128 must be filed with the Director, Internal Revenue Service Center, Attention: ENTITY CONTROL, where the individual's return is filed. At the top of page 1 of the Form 1128, type or print “FILED UNDER REV. PROC. 2003–62.” No copies of Form 1128 are to be sent to the IRS national office. However, a copy must be attached to the tax return filed for the short period required to effect the change.

Ruling request

Individuals that do not qualify for automatic approval to change their tax year must get IRS approval under Revenue Procedure 2002–39, in Internal Revenue Bulletin 2002–22, as modified by Revenue Procedure 2003–34 in Internal Revenue Bulletin 2003–18. In addition, see the general discussion under Ruling request on page 5.

Partnerships, S Corporations, and Personal Service Corporations (PSCs)

Generally, partnerships, S corporations (including electing S corporations), and PSCs must use a “required tax year.” A required tax year is a tax year that is required under the Internal Revenue Code and Income Tax Regulations. The entity does not have to use the required tax year if it receives IRS approval to use another permitted tax year or makes an election under section 444. The following discussions provide the rules for partnerships, S corporations, and PSCs.

Partnership

A partnership must conform its tax year to its partners' tax years unless any of the following apply.

The rules for the required tax year for partnerships are as follows.

If a partnership changes to a required tax year because of these rules, it can get automatic approval by filing Form 1128. See Automatic Approval on page 11 for information on the applicable filing requirements.

Least aggregate deferral of income

The tax year that results in the least aggregate deferral of income is determined as follows.

  1. Figure the number of months of deferral for each partner using one partner's tax year. Find the months of deferral by counting the months from the end of that tax year forward to the end of each other partner's tax year.
  2. Multiply each partner's months of deferral figured in step (1) by that partner's share of interest in the partnership profits for the year used in step (1).
  3. Add the amounts in step (2) to get the aggregate (total) deferral for the tax year used in step (1).
  4. Repeat steps (1) through (3) for each partner's tax year that is different from the other partners' years.
The partner's tax year that results in the lowest aggregate (total) number is the tax year that must be used by the partnership. If the calculation results in more than one tax year qualifying as the tax year with the least aggregate deferral, the partnership can choose any one of those tax years as its tax year. However, if one of the tax years that qualifies is the partnership's existing tax year, the partnership must retain that tax year.
Example —

A and B each have a 50% interest in partnership P, which uses a fiscal year ending June 30. A uses the calendar year and B uses a fiscal year ending November 30. P must change its tax year to a fiscal year ending November 30 because this results in the least aggregate deferral of income to the partners, as shown in the following table.

Year End
12/31:
Year
End
Profits
Interest
Months
of
Deferral
Interest
×
Deferral
A12/310.5-0--0-
B11/300.5115.5
Total Deferral5.5
Year End
11/30:
Year
End
Profits
Interest
Months
of
Deferral
Interest
×
Deferral
A12/310.510.5
B11/300.5-0--0-
Total Deferral0.5
When determination is made

The determination of the tax year under the least aggregate deferral rules must generally be made at the beginning of the partnership's current tax year. However, the IRS can require the partnership to use another day or period that will more accurately reflect the ownership of the partnership. This could occur, for example, if a partnership interest was transferred for the purpose of qualifying for a particular tax year.

Short period return

When a partnership changes its tax year, a short period return must be filed. The short period return covers the months between the end of the partnership's prior tax year and the beginning of its new tax year.

If a partnership changes to the tax year resulting in the least aggregate deferral, it must file a Form 1128 with the short period return showing the computations used to determine that tax year. The short period return must indicate at the top of page 1, “FILED UNDER SECTION 1.706–1.”

More information

For more information about accounting periods for partnerships, see the instructions for Form 1128. For information about changing a partnership's tax year, see Revenue Procedure 2002–38 for automatic approval requests and Revenue Procedure 2002–39 for ruling requests.

S Corporation

All S corporations, regardless of when they became an S corporation, must use a “permitted tax year.” A permitted tax year is any of the following.

If an electing S corporation wishes to adopt a tax year other than a calendar year, it must request IRS approval using Form 2553, Election by a Small Business Corporation, instead of filing Form 1128. For information about changing an S corporation's tax year, see the instructions for Form 1128. See also Revenue Procedure 2002–38 for automatic approval requests and Revenue Procedure 2002–39 for ruling requests.

Personal Service Corporation

A PSC must use a calendar tax year unless any of the following apply.

See the instructions for Form 1120 for general information about PSCs. For information on adopting or changing tax years for PSCs, see the instructions for Form 1128. See also Revenue Procedure 2002–38 for automatic approval requests and Revenue Procedure 2002–39 for ruling requests.

Section 444 Election

A partnership, S corporation, electing S corporation, or PSC can elect under section 444 to use a tax year other than its required tax year. Certain restrictions apply to the election. A partnership or an S corporation that makes a section 444 election must make certain required payments and a PSC must make certain distributions (discussed later). The section 444 election does not apply to any partnership, S corporation, or PSC that establishes a business purpose for a different period, explained later.

A partnership, S corporation, or PSC can make a section 444 election if it meets all the following requirements.

Deferral period

The determination of the deferral period depends on whether the partnership, S corporation, or PSC is retaining its tax year or adopting or changing its tax year with a section 444 election.

Retaining tax year

Generally, a partnership, S corporation, or PSC can make a section 444 election to retain its tax year only if the deferral period of the new tax year is 3 months or less. This deferral period is the number of months between the beginning of the retained year and the close of the first required tax year.

Adopting or changing tax year

If the partnership, S corporation, or PSC is adopting or changing to a tax year other than its required year, the deferral period is the number of months from the end of the new tax year to the end of the required tax year. The IRS will allow a section 444 election only if the deferral period of the new tax year is less than the shorter of:

If the partnership, S corporation, or PSC's tax year is the same as its required tax year, the deferral period is zero.
Example —

BD Partnership uses a calendar year, which is also its required tax year. BD cannot make a section 444 election because the deferral period is zero.

Example —

E, a newly formed partnership, began operations on December 1, 2002. E is owned by calendar year partners. E wants to make a section 444 election to adopt a September 30 tax year. E's deferral period for the tax year beginning December 1, 2002, is 3 months, the number of months between September 30 and December 31.

Making the election

You make a section 444 election by filing Form 8716, Election To Have a Tax Year Other Than a Required Tax Year, with the Internal Revenue Service Center where the entity will file its tax return. Form 8716 must be filed by the earlier of:

Attach a copy of Form 8716 to Form 1065, Form 1120S, or Form 1120 for the first tax year for which the election is made.
Example —

AB, a partnership, begins operations on September 13, 2003, and is qualified to make a section 444 election to use a September 30 tax year for its tax year beginning September 13, 2003. AB must file Form 8716 by January 15, 2004, which is the due date of the partnership's tax return for the period from September 13, 2003, to September 30, 2003.

Example —

The facts are the same as in Example 1 except that AB begins operations on October 21, 2003. AB must file Form 8716 by March 15, 2004, the 15th day of the 6th month of the tax year for which the election will first be effective.

Example —

B is a corporation that first becomes a PSC for its tax year beginning September 1, 2003. B qualifies to make a section 444 election to use a September 30 tax year for its tax year beginning September 1, 2003. B must file Form 8716 by December 15, 2003, the due date of the income tax return for the short period from September 1, 2003, to September 30, 2003.

Extension of time for filing

There is an automatic extension of 12 months to make this election. See the Form 8716 instructions for more information.

Ending the election

The section 444 election remains in effect until it is terminated. If the election is terminated, another section 444 election cannot be made for any tax year.

The election ends when any of the following applies to the partnership, S corporation, or PSC. The election will also end if either of the following events occur.
Required payment for partnership or S corporation

A partnership or an S corporation must make a “required payment” for any tax year:

This payment represents the value of the tax deferral the owners receive by using a tax year different from the required tax year.

Form 8752, Required Payment or Refund Under Section 7519, must be filed each year the section 444 election is in effect, even if no payment is due. If the required payment is more than $500 (or the required payment for any prior year was more than $500), the payment must be made when Form 8752 is filed. If the required payment is $500 or less and no payment was required in a prior year, Form 8752 must be filed showing a zero amount.

Form 8752 must be filed and the required payment made (or zero amount reported) by May 15 of the calendar year following the calendar year in which the applicable election year begins. Any tax year a section 444 election is in effect, including the first year, is called an “applicable election year.” For example, if a partnership's applicable election year begins July 1, 2003, Form 8752 must be filed by May 17, 2004.

Required distribution for PSC

A PSC with a section 444 election in effect must distribute certain amounts to employee-owners by December 31 of each applicable year. If it fails to make these distributions, it may be required to defer certain deductions for amounts paid to owner-employees. The amount deferred is treated as paid or incurred in the following tax year.

For information on the minimum distribution, see the instructions for Part I of Schedule H (Form 1120), Section 280H Limitations for a Personal Service Corporation (PSC).

Back-up election. A partnership, S corporation, or PSC can file a back-up section 444 election if it requests (or plans to request) permission to use a business purpose tax year, discussed later. If the request is denied, the back-up section 444 election must be activated (if the partnership, S corporation, or PSC otherwise qualifies).

Making back-up election. The general rules for making a section 444 election, as discussed earlier, apply. When filing Form 8716, type or print “BACK-UP ELECTION” at the top of the form. However, if Form 8716 is filed on or after the date Form 1128 (or Form 2553) is filed, type or print “FORM 1128 (or FORM 2553) BACK-UP ELECTION” at the top of Form 8716.

Activating election

A partnership or S corporation activates its back-up election by filing the return required and making the required payment with Form 8752. The due date for filing Form 8752 and making the payment is the later of the following dates.

A PSC activates its back-up election by filing Form 8716 with its original or amended income tax return for the tax year in which the election is first effective and printing on the top of the income tax return, “ACTIVATING BACK-UP ELECTION.”

52-53-Week Tax Year

A partnership, S corporation, or PSC can use a tax year other than its required tax year if it elects a 52-53-week tax year that ends with reference to either its required tax year or a tax year elected under section 444 (discussed earlier).

A newly formed partnership, S corporation, or PSC can adopt a 52-53-week tax year ending with reference to either its required tax year or a tax year elected under section 444 without IRS approval. However, if the entity wishes to change to a 52-53-week tax year or change from a 52-53-week tax year that references a particular month to a non-52-53-week tax year that ends on the last day of that month, it must request IRS approval by filing Form 1128. For more information, see the discussion on the 52-53-week tax year on page 3. See also Automatic Approval on page 11.

Business Purpose Tax Year

A partnership, S corporation, or PSC establishes the business purpose for a tax year by filing Form 1128. The rules for establishing business purpose are different for automatic approval requests and ruling requests.

Automatic approval requests

For automatic approval requests, the requirement to establish a business purpose for a tax year is satisfied if the requested tax year coincides with the entity's required tax year, ownership tax year (for S corporations only), or natural business year. For purposes of automatic approval requests, an entity must satisfy the 25-percent gross receipts test to establish a natural business year.

25-percent gross receipts test. To apply this test, take the following steps.

  1. Total the gross receipts from sales and services for the most recent 12-month period that ends with the last month of the requested tax year. Figure this for the 12-month period that ends before the filing of the request. Also total the gross receipts from sales and services for the last 2 months of that 12-month period.
  2. Determine the percentage of the receipts for the 2-month period by dividing the total of the last 2-month period by the total for the entire 12-month period. Carry the percentage to two decimal places.
  3. Figure the percentage following steps (1) and (2) for the two 12-month periods just preceding the 12-month period used in (1).
If the percentage determined for each of the three years equals or exceeds 25%, the requested tax year is the natural business year.

If one or more tax years (other than the requested tax year) produce higher averages of the three percentages than the requested tax year, then the requested tax year will not qualify as the natural business year under the 25-percent gross receipts test.

To apply the 25-percent gross receipts test for any particular year, the entity must use the method of accounting used to prepare its tax return. See Accounting Methods, later.

If the entity (including any predecessor organization) does not have at least 47 months of gross receipts (36-month period for requested tax year plus additional 11-month period for comparing requested tax year with other potential tax years), it cannot establish a natural business year using the 25-percent gross receipts test.

If the requested tax year is a 52-53-week tax year, the calendar month ending nearest the last day of the 52-53-week tax year is treated as the last month of the requested tax year for purposes of computing the 25-percent gross receipts test.

Ownership tax year

An S corporation or corporation electing to be an S corporation can get automatic approval to adopt, change to, or retain its ownership tax year. An ownership tax year is the tax year that, as of the first day of the requested tax year, constitutes the tax year of one or more shareholders (including shareholders changing to that tax year) holding more than 50% of the corporation's issued and outstanding shares of stock. For this purpose, a shareholder that is tax-exempt under section 501(a) is disregarded if such shareholder is not subject to tax on any income attributable to the S corporation. The IRS will not apply this rule to require an S corporation to change its tax year for any tax year beginning before 2003. However, a tax-exempt shareholder is not disregarded if the S corporation is wholly owned by such tax-exempt entity. Shareholders that want to change their tax year must, when requesting permission, follow section 1.442-1(b) of the regulations, Revenue Procedure 2002–39 in Internal Revenue Bulletin 2002–22, or any other applicable IRS administrative procedure.

Ruling requests

For ruling requests, the requirement to establish a business purpose for a tax year is satisfied if the requested tax year coincides with the entity's natural business year. For purposes of ruling requests, the natural business year of an entity can be determined under any of the following 3 tests:

The entity can also establish a business purpose based on all the relevant facts and circumstances (see Facts and circumstances test, later). However, the Service anticipates that such entity will be granted permission to adopt, change, or retain a tax year only in rare and unusual circumstances.

Annual business cycle test

Apply this test if the entity's gross receipts from sales and services for the short period and the three immediately preceding tax years indicate that the entity has a peak and a non-peak period of business. The natural business year is considered to end at or one month after the end of the highest peak period. A business whose income is steady from month to month throughout the year will not meet this test.

Seasonal business test

Apply this test if the entity's gross receipts from sales and services for the short period and the three immediately preceding tax years indicate that the entity's business is operational for only part of the year (due to weather conditions, for example). As a result, during the period the business is not operational, it has gross receipts equal to or less than 10% of its total gross receipts for the year. The natural business year is considered to end at or one month after the end of operations for the season.

Facts and circumstances test

A taxpayer can establish a business purpose based on all the relevant facts and circumstances. This method of establishing a business purpose does not apply to automatic approval requests. Administrative and convenience business reasons such as the following are not sufficient to establish a business purpose for a particular tax year.

  1. Using a particular year for regulatory or financial accounting purposes.
  2. Using a hiring pattern, such as typically hiring staff during certain times of the year.
  3. Using a particular year for administrative purposes, such as:
    1. Admission or retirement of partners or shareholders.
    2. Promotion of staff.
    3. Compensation or retirement arrangements with staff, partners, or shareholders.
  4. Using a price list, model year, or other item that changes on an annual basis.
  5. Deferring income to partners or shareholders.
  6. Using a particular year used by related entities and competitors.
For examples of situations in which a business purpose is not shown as well as examples in which a substantial business purpose has been established, see Revenue Ruling 87–57 in Cumulative Bulletin 1987–2.

Automatic Approval

A partnership, S corporation, or PSC can request automatic approval to:

  1. Change to a required tax year or to a 52-53-week tax year ending with reference to such required tax year.
  2. Change to or retain a natural business year that satisfies the 25-percent gross receipts test or to a 52-53-week tax year ending with reference to such natural tax year.
  3. Change from a non-52-53-week tax year to a 52-53-week tax year ending with reference to the same calendar month.
  4. Change from a 52-53-week tax year that references a particular calendar month to a non-52-53-week tax year that ends on the last day of the same calendar month.

An S corporation or electing S corporation can request automatic approval to adopt, change to, or retain its ownership tax year or a 52-53-week tax year ending with reference to such ownership tax year. For more information, see pages 7 through 10 of this publication and section 4.01 of Revenue Procedure 2002–38.

Eligibility for automatic approval requests

A partnership, S corporation, or PSC is not eligible to request automatic approval if:

Filing information

To get automatic approval, a partnership, S corporation, or electing S corporation must file a tax return for the short period. The short period tax return must be filed by the due date, including extensions.

To get automatic approval to adopt, change, or retain its tax year, the entity must file a current Form 1128 or Form 2553 (used by electing S corporations to request approval to adopt a tax year other than a calendar year). See the instructions for Forms 1128 and 2553 for information on when and where to file.

Form 1128 must be filed no earlier than the day following the end of the first tax year for which the adoption, change, or retention is effective (first effective year) and no later than the due date (including extensions) for filing the tax return for the first effective year. In the case of a change, the first effective year is the short period required to effect the change.

Ruling Request

If a partnership, S corporation, or PSC is requesting to adopt, change, or retain a tax year and does not qualify for automatic approval, the entity can request a ruling under Revenue Procedure 2002–39. The eligibility requirements for an entity to request a ruling are generally the same as for automatic approval requests, except that the prior change restriction (the last item listed under Eligibility for automatic approval requests, earlier) does not apply. See Ruling Request on page 5 for more information. For filing information, see the instructions for Forms 1128 or 2553 for details.

Corporations (Other Than S Corporations and PSCs)

A new corporation establishes its tax year when it files its first tax return. A newly reactivated corporation that has been inactive for a number of years is treated as a new taxpayer for the purpose of adopting a tax year. An S corporation or a PSC must use the required tax year rules, discussed earlier, to establish a tax year.

Change in Tax Year

A corporation that wants to change its tax year must generally get IRS approval either under the automatic approval procedures or the ruling request procedures.

Automatic approval

Certain C corporations can get automatic approval for a tax year change, including a change to (or from) a 52-53-week tax year. The corporation must, however, meet all the following criteria.

  1. It has not changed its annual accounting period within the most recent 48-month period ending with the last month of the requested tax year. For a list of changes not considered a change in accounting period, see Revenue Procedure 2002–37.
  2. It is not any of the following:
    1. A member of a partnership. See Caution, later.
    2. A beneficiary of a trust or an estate. See Caution, later.
    3. An S corporation (and does not attempt to make an S corporation election for the tax year immediately following the short period unless changing to a permitted tax year).
    4. A PSC.
    5. An interest-charge domestic international sales corporation (IC–DISC) or foreign sales corporation (FSC) or a shareholder in either. See Caution, later.
    6. A controlled foreign corporation or foreign personal holding company. See Caution, later.
    7. A tax-exempt organization, except those exempt under section 521, 526, 527, or 528.
    8. A cooperative association with a loss in the short period required to effect the tax year change unless more than 90% of the patrons of the association are the same in the year before and after the change and in the short period.
    9. A corporation with a section 936 election in effect.
    10. A corporation not described in items (2a) through (2i), listed above, that has a required tax year.
For exceptions to items (2a), (2b), (2e), and (2f), listed above, see Revenue Procedure 2002–37.
Note:

A corporation that meets all the criteria listed above except for (2a) or (2b) can nevertheless automatically change to a natural business year that meets the 25-percent gross receipts test (discussed earlier under 25-percent gross receipts test).

A controlled foreign corporation that wants to revoke its one-month deferral election under section 898(c)(1)(B) but does not meet all of the above criteria can nevertheless automatically change to the majority U.S. shareholder tax year.

Corporations that qualify and want to change their tax year using this automatic procedure must also comply with the following conditions.
  1. The corporation must file a tax return for the short period by the due date, including extensions.
  2. The books of the corporation must be closed as of the last day of the first effective year. Returns for later years must be made on the basis of a full 12 months (or 52-53 weeks) ending on the last day of the requested tax year. The corporation must figure its income and keep its books and records, including financial reports and statements to creditors, on the basis of the requested tax year.
  3. Taxable income of the corporation for the short period must be figured on an annual basis and the tax must be figured as shown under Figuring Tax for Short Year, earlier.
  4. If the corporation has a net operating loss (NOL) or capital loss (CL) in the short period required to effect the change, the NOL or CL generally cannot be carried back but must be carried over. However, generally for tax years ending after April 7, 2003, a short period NOL or CL can be carried back or carried over if it is either:
    1. $50,000 or less, or
    2. Less than the NOL or CL for the full 12-month period beginning with the first day of the short period.
  5. If there is any unused credit for the short period, the corporation must carry the unused credit(s) forward. Unused credit(s) cannot be carried back.
See Revenue Procedure 2002–37 for more information. See also Revenue Procedure 2003–34 in Internal Revenue Bulletin 2003–18, which modifies the restrictions in Revenue Procedure 2002–37 against carrying back NOLs and CLs generated in the short period.

Form 1128

To get automatic approval to change its tax year, a corporation must file Form 1128 by the due date (including extensions) for filing the tax return for the short period required to effect such change. See the instructions for Forms 1128 for information on when and where to file.

The request will be denied if Form 1128 is not filed on time or if the corporation fails to meet the requirements listed earlier. If a corporation changes its tax year without first meeting all the conditions, the tax year is considered changed without IRS approval.

Ruling request

If a corporation is requesting to change a tax year and does not qualify for automatic approval, the corporation can request a ruling under Revenue Procedure 2002–39. See Ruling Request on page 5 for more information. For filing information, see the instructions for Form 1128 for details.

Accounting Methods

An accounting method is a set of rules used to determine when income and expenses are reported. Your accounting method includes not only your overall method of accounting, but also the accounting treatment you use for any material item.

You choose an accounting method when you file your first tax return. If you later want to change your accounting method, you must get IRS approval. See Change in Accounting Method, later.

No single accounting method is required of all taxpayers. You must use a system that clearly reflects your income and expenses and you must maintain records that will enable you to file a correct return. In addition to your permanent books of account, you must keep any other records necessary to support the entries on your books and tax returns.

You must use the same accounting method from year to year. An accounting method clearly reflects income only if all items of gross income and expenses are treated the same from year to year.

If you do not regularly use an accounting method that clearly reflects your income, your income will be figured under the method that, in the opinion of the IRS, does clearly reflect income.

Methods you can use

In general, except as otherwise required and subject to the preceding rules, you can compute your taxable income under any of the following accounting methods.

The cash and accrual methods of accounting are explained later.

Special methods

This publication does not discuss special methods of accounting for certain items of income or expenses. For information on reporting income using one of the long-term contract methods, see section 460 and its regulations. Publication 535, Business Expenses, discusses methods for deducting amortization and depletion. The following publications also discuss special methods of reporting income or expenses.

Combination (hybrid) method. Generally and except as otherwise required, you can use any combination of cash, accrual, and special methods of accounting if the combination clearly reflects your income and you use it consistently. However, the following restrictions apply.
Business and personal items

You can account for business and personal items using different accounting methods. For example, you can determine your business income and expenses under an accrual method, even if you use the cash method to figure personal items.

Two or more businesses

If you operate two or more separate and distinct businesses, you can use a different accounting method for each. No business is separate and distinct, however, unless a complete and separate set of books and records is maintained for the business.

If you use different accounting methods to create or shift profits or losses between businesses (for example, through inventory adjustments, sales, purchases, or expenses) so that income is not clearly reflected, the businesses will not be considered separate and distinct.

Cash Method

Most individuals and many small businesses use the cash method of accounting. Generally, however, if you produce, purchase, or sell merchandise, you must keep an inventory and use an accrual method for sales and purchases of merchandise. See Exceptions on page 21 for exceptions to this rule.

Income

Under the cash method, you include in your gross income all items of income you actually or constructively receive during the tax year. If you receive property and services, you must include their fair market value in income.

Constructive receipt

Income is constructively received when an amount is credited to your account or made available to you without restriction. You need not have possession of it. If you authorize someone to be your agent and receive income for you, you are considered to have received it when your agent receives it. Income is not constructively received if your control of its receipt is subject to substantial restrictions or limitations.

Example —

Interest is credited to your bank account in December 2003, but you do not withdraw it or enter it into your passbook until 2004. You must include the amount in gross income for 2003, not 2004.

Example —

You have interest coupons that mature and become payable in 2003, but you do not cash them until 2004. You must include the interest in gross income for 2003, the year of constructive receipt. You must include the interest in your 2003 income, even if you later exchange the coupons for other property, instead of cashing them.

Delaying receipt of income

You cannot hold checks or postpone taking possession of similar property from one tax year to another to postpone paying tax on the income. You must report the income in the year the property is received or made available to you without restriction.

Expenses

Under the cash method, you generally deduct expenses in the tax year in which you actually pay them. This includes business expenses for which you contest liability. However, you may not be able to deduct an expense paid in advance and you may be required to capitalize certain costs, as explained later under Uniform Capitalization Rules.

Expense paid in advance

An expense you pay in advance is deductible only in the year to which it applies, unless the expense qualifies for the “12-month rule.”

Under the 12-month rule, a taxpayer is not required to capitalize amounts paid to create certain rights or benefits for the taxpayer that do not extend beyond the earlier of the following.

If you have not been applying the general rule (an expense paid in advance is deductible only in the year to which it applies) and/or the 12-month rule to the expenses you paid in advance, you must get IRS approval before using the general rule and/or the 12-month rule. See Change in Accounting Method, later, for information on how to get IRS approval.
Example —

You are a calendar year taxpayer and you pay $3,000 in 2004 for a business insurance policy that is effective for three years, beginning July 1, 2004. The general rule that an expense paid in advance is deductible only in the year to which it applies is applicable to this payment because the payment does not qualify for the 12-month rule. Therefore, $500 is deductible in 2004, $1,000 is deductible in 2005, $1,000 is deductible in 2006, and $500 is deductible in 2007.

Example —

You are a calendar year taxpayer and you pay $10,000 on July 1, 2004, for a business insurance policy that is effective for one year beginning July 1, 2004. The 12-month rule applies. Therefore, the full $10,000 is deductible in 2004.

Excluded Entities

The following entities cannot use the cash method, including any combination of methods that includes the cash method. (See Special rules for farming businesses, later.)

Exceptions

The following entities are not prohibited from using the cash method of accounting.

Gross receipts test

A corporation or partnership, other than a tax shelter, that meets the gross receipts test can generally use the cash method. A corporation or a partnership meets the test if, for each prior tax year beginning after 1985, its average annual gross receipts are $5 million or less. An entity's average annual gross receipts for a prior tax year is determined by adding the gross receipts for that tax year and the 2 preceding tax years and dividing the total by 3. See Gross receipts test for qualifying taxpayers on page 21 for more information on the gross receipts test. Generally, a partnership applies the test at the partnership level. Gross receipts for a short tax year are annualized.

Aggregation rules

Organizations that are members of an affiliated service group or a controlled group of corporations treated as a single employer for tax purposes are required to aggregate their gross receipts to determine whether the gross receipts test is met.

Change to accrual method

A corporation or partnership that fails to meet the gross receipts test for any tax year is prohibited from using the cash method and must change to an accrual method of accounting, effective for the tax year in which the entity fails to meet this test.

Special rules for farming businesses

Generally, a taxpayer engaged in the trade or business of farming is allowed to use the cash method for its farming business. However, certain corporations (other than S corporations) and partnerships that have a partner that is a corporation must use an accrual method for their farming business. For this purpose, farming does not include the operation of a nursery or sod farm or the raising or harvesting of trees (other than fruit and nut trees). There is an exception to the requirement to use an accrual method for corporations with gross receipts of $1 million or less for each prior tax year after 1975. For family corporations (defined in section 447(d)(2)(C)) engaged in farming, the exception applies if gross receipts were $25 million or less for each prior tax year after 1985. See section 447 and chapter 3 of Publication 225, Farmer's Tax Guide, for more information.

Qualified PSC

A PSC that meets the following function and ownership tests can use the cash method.

Function test

A corporation meets the function test if at least 95% of its activities are in the performance of services in the fields of health, veterinary services, law, engineering (including surveying and mapping), architecture, accounting, actuarial science, performing arts, or consulting.

Ownership test

A corporation meets the ownership test if at least 95% of its stock is owned, directly or indirectly, at all times during the year by one or more of the following.

  1. Employees performing services for the corporation in a field qualifying under the function test.
  2. Retired employees who had performed services in those fields.
  3. The estate of an employee described in (1) or (2).
  4. Any other person who acquired the stock by reason of the death of an employee referred to in (1) or (2), but only for the 2-year period beginning on the date of death.
Indirect ownership is generally taken into account if the stock is owned indirectly through one or more partnerships, S corporations, or qualified PSCs. Stock owned by one of these entities is considered owned by the entity's owners in proportion to their ownership interest in that entity. Other forms of indirect stock ownership, such as stock owned by family members, are generally not considered when determining if the ownership test is met.

For purposes of the ownership test, a person is not considered an employee of a corporation unless that person performs more than minimal services for the corporation.

Change to accrual method

A corporation that fails to meet the function test for any tax year or fails to meet the ownership test at any time during any tax year must change to an accrual method of accounting, effective for the year in which the corporation fails to meet either test. A corporation that fails to meet the function test or the ownership test is not treated as a qualified PSC for any part of that tax year.

Accrual Method

Under an accrual method of accounting, you generally report income in the year earned and deduct or capitalize expenses in the year incurred. The purpose of an accrual method of accounting is to match income and expenses in the correct year.

Income

You generally include an amount as gross income for the tax year in which all events that fix your right to receive the income have occurred and you can determine the amount with reasonable accuracy. Under this rule, you report an amount in your gross income on the earliest of the following dates.

Example —

You are a calendar year, accrual basis taxpayer. You sold a computer on December 28, 2002. You billed the customer in the first week of January 2003, but did not receive payment until February 2003. You include the amount received in February for the computer in your 2002 income, the year you earned the income.

Estimated income

If you include a reasonably estimated amount in gross income and later determine the exact amount is different, take the difference into account in the tax year you make that determination.

Change in payment schedule

If you perform services for a basic rate specified in a contract, you must accrue the income at the basic rate, even if you agree to receive payments at a reduced rate. Continue this procedure until you complete the services, then account for the difference.

Accounts receivable for services

You may not have to accrue your accounts receivable for services you perform that, based on your experience, you will not collect. The nonaccrual-experience method is explained in section 1.448–2T of the regulations.

Advance Payment for Services

Generally, you report an advance payment for services to be performed in a later tax year as income in the year you receive the payment. However, if you receive an advance payment for services you agree to perform by the end of the next tax year, you can elect to postpone including the advance payment in income until the next tax year. However, you cannot postpone including any payment beyond that tax year.

Service agreement

You can postpone reporting income from an advance payment you receive for a service agreement on property you sell, lease, build, install, or construct. This includes an agreement providing for incidental replacement of parts or materials. However, this applies only if you offer the property without a service agreement in the normal course of business.

Postponement not allowed

You generally cannot postpone including an advance payment in income for services if either of the following applies.

Examples

In each of the following examples, assume you use the calendar year and an accrual method of accounting.

Example —

You manufacture, sell, and service computers. You received payment in 2003 for a one-year contingent service contract on a computer you sold. You can postpone including in income the part of the payment you did not earn in 2003 if, in the normal course of your business, you offer computers for sale without a contingent service contract.

Example —

You are in the television repair business. You received payments in 2003 for one-year contracts under which you agree to repair or replace certain parts that fail to function properly in television sets manufactured and sold by unrelated parties. You include the payments in gross income as you earn them.

In Examples 3 and 4, if you do not perform part of the services by the end of the following tax year (2004), you must still include advance payments for the unperformed services in gross income for 2004.
Example —

You own a dance studio. On November 1, 2003, you receive payment for a one-year contract for 48 one-hour lessons beginning on that date. You give eight lessons in 2003. Under this method of including advance payments, you must include one-sixth (8/48) of the payment in income for 2003, and five-sixths (40/48) of the payment in 2004, even if you cannot give all the lessons by the end of 2004.

Example —

Assume the same facts as in Example 3, except the payment is for a two-year contract for 96 lessons. You must include the entire payment in income in 2003 since part of the services may be performed after the following year.

Guarantee or warranty

You generally cannot postpone reporting income you receive under a guarantee or warranty contract.

Prepaid rent

You cannot postpone reporting income from prepaid rent. Prepaid rent does not include payment for the use of a room or other space when significant service is also provided for the occupant. You provide significant service when you supply space in a hotel, boarding house, tourist home, motor court, motel, or apartment house that furnishes hotel services.

Books and records

Any advance payment you include in gross receipts on your tax return for the year you receive payment must not be less than the payment you include in gross receipts for your books and records and all your reports. This includes reports (including consolidated financial statements) to shareholders, partners, other proprietors or beneficiaries, and for credit purposes.

IRS approval

You must file Form 3115 to get IRS approval, as discussed later under Change in Accounting Method, on page 28 to change your method of accounting for advance payments for services.

Advance Payment for Sales

Special rules apply to including income from advance payments on agreements for future sales or other dispositions of goods held primarily for sale to customers in the ordinary course of your trade or business. However, the rules do not apply to a payment (or part of a payment) for services that are not an integral part of the main activities covered under the agreement. An agreement includes a gift certificate that can be redeemed for goods. Amounts due and payable are considered received.

How to report payments

You generally include an advance payment in income in the year in which you receive it. However, you can use the alternative method, discussed next.

Alternative method of reporting

Under the alternative method, you generally include an advance payment in income in the earlier tax year in which:

Example —

You are a retailer. You use an accrual method of accounting and you account for the sale of goods when you ship the goods. You use this method for both tax and financial reporting purposes. You can include advance payments in gross receipts for tax purposes either in the tax year you receive the payments or in the tax year you ship the goods. However, see Exception for inventory goods, later.

Example —

You are a calendar year taxpayer. You manufacture household furniture and use an accrual method of accounting. Under this method, you accrue income for your financial reports when you ship the furniture. For tax purposes, you do not accrue income until the furniture has been delivered and accepted.

In 2003, you received an advance payment of $8,000 for an order of furniture to be manufactured for a total price of $20,000. You shipped the furniture to the customer in December 2003, but it was not delivered and accepted until January 2004. For tax purposes, you include the $8,000 advance payment in gross income for 2003 and you include the remaining $12,000 of the contract price in gross income for 2004.

Information schedule

If you use the alternative method of reporting advance payments, you must attach a statement with the following information to your tax return each year.

Exception for inventory goods

If you have an agreement to sell goods properly included in inventory, you can postpone including the advance payment in income until the end of the second tax year following the year you receive an advance payment if, on the last day of the tax year, you meet the following requirements.

These rules also apply to an agreement, such as a gift certificate, that can be satisfied with goods that cannot be identified in the tax year you receive an advance payment.

If you meet these conditions, all advance payments you receive by the end of the second tax year, including payments received in prior years but not reported, must be included in income by the second tax year following the tax year of receipt of substantial advance payments. You must also deduct in that second year all actual or estimated costs for the goods required to satisfy the agreement. If you estimate the cost, you must take any difference between the estimate and the actual cost into account when the goods are delivered.

You must report any advance payments you receive after the second year in the year received. No further deferral is allowed.

Substantial advance payments

Under an agreement for a future sale, you have substantial advance payments if, by the end of the tax year, the total advance payments received during that year and preceding tax years are equal to or more than the total costs reasonably estimated to be includible in inventory because of the agreement.

Example —

You are a calendar year, accrual method taxpayer who accounts for advance payments under the alternative method. In 2000, you entered into a contract for the sale of goods properly includible in your inventory. The total contract price is $50,000 and you estimate that your total inventoriable costs for the goods will be $25,000. You receive the following advance payments under the contract.

2000$17,500
200110,000
20027,500
20035,000
20045,000
20055,000
Total contract price$50,000
Your customer asked you to deliver the goods in 2006. In your 2001 closing inventory, you had on hand enough of the type of goods specified in the contract to satisfy the contract. Since the advance payments you had received by the end of 2001 were more than the costs you estimated, the payments are substantial advance payments.

Include in income for 2003 all payments you receive by the end of 2003, the second tax year following the tax year in which you received substantial advance payments. You must include $40,000 in sales for 2003 and include in inventory the cost of the goods (or similar goods) on hand. If no such goods are on hand, then estimate the cost necessary to satisfy the contract.

No further deferral is allowed. You must include in gross income the advance payment you receive each remaining year of the contract. Take into account the difference between any estimated cost of goods sold and the actual cost when you deliver the goods in 2006.

IRS approval

You must file Form 3115 to get IRS approval to change your method of accounting for advance payments for sales.

Expenses

Under an accrual method of accounting, you generally deduct or capitalize a business expense when both the following apply.

  1. The all-events test has been met. The test is met when:
    1. All events have occurred that fix the fact of liability, and
    2. The liability can be determined with reasonable accuracy.
  2. Economic performance has occurred.

Economic Performance

You generally cannot deduct or capitalize a business expense until economic performance occurs. If your expense is for property or services provided to you, or for your use of property, economic performance occurs as the property or services are provided or the property is used. If your expense is for property or services you provide to others, economic performance occurs as you provide the property or services.

Example —

You are a calendar year taxpayer. You buy office supplies in December 2003. You receive the supplies and the bill in December, but you pay the bill in January 2004. You can deduct the expense in 2003 because all events have occurred to fix the fact of liability, the liability can be determined, and economic performance occurred in 2003.

Your office supplies may qualify as a recurring item, discussed later. If so, you can deduct them in 2003, even if the supplies are not delivered until 2004 (when economic performance occurs).

Workers' compensation and tort liability. If you are required to make payments under workers' compensation laws or in satisfaction of any tort liability, economic performance occurs as you make the payments. If you are required to make payments to a special designated settlement fund established by court order for a tort liability, economic performance occurs as you make the payments.

Taxes

Economic performance generally occurs as estimated income tax, property taxes, employment taxes, etc. are paid. However, you can elect to treat taxes as a recurring item, discussed later. You can also elect to ratably accrue real estate taxes. See chapter 6 of Publication 535 for information about real estate taxes.

Other liabilities

Other liabilities for which economic performance occurs as you make payments include liabilities for breach of contract (to the extent of incidental, consequential, and liquidated damages), violation of law, rebates and refunds, awards, prizes, jackpots, insurance, and warranty and service contracts.

Interest

Economic performance occurs with the passage of time (as the borrower uses, and the lender forgoes use of, the lender's money) rather than as payments are made.

Compensation for services

Generally, economic performance occurs as an employee renders service to the employer. However, deductions for compensation or other benefits paid to an employee in a year subsequent to economic performance are subject to the rules governing deferred compensation, deferred benefits, and funded welfare benefit plans. For information on employee benefit programs, see Publication 15-B, Employer's Tax Guide to Fringe Benefits.

Vacation pay

You can take a current deduction for vacation pay earned by your employees if you pay it during the year or, if the amount is vested, within 21/ months after the end of the year. If you pay it later than this, you must deduct it in the year actually paid. An amount is vested if your right to it cannot be nullified or cancelled.

Exception for recurring items

An exception to the economic performance rule allows certain recurring items to be treated as incurred during the tax year even though economic performance has not occurred. The exception applies if all the following requirements are met.

  1. The all-events test, discussed earlier, is met.
  2. Economic performance occurs by the earlier of the following dates.
    1. 8½ months after the close of the year.
    2. The date you file a timely return (including extensions) for the year.
  3. The item is recurring in nature and you consistently treat similar items as incurred in the tax year in which the all-events test is met.
  4. Either:
    1. The item is not material, or
    2. Accruing the item in the year in which the all-events test is met results in a better match against income than accruing the item in the year of economic performance.
This exception does not apply to workers' compensation or tort liabilities.

Amended return

You may be able to file an amended return and treat a liability as incurred under the recurring item exception. You can do so if economic performance for the liability occurs after you file your tax return for the year, but within 8½ months after the close of the tax year.

Recurrence and consistency

To determine whether an item is recurring and consistently reported, consider the frequency with which the item and similar items are incurred (or expected to be incurred) and how you report these items for tax purposes. A new expense or an expense not incurred every year can be treated as recurring if it is reasonable to expect that it will be incurred regularly in the future.

Materiality

Factors to consider in determining the materiality of a recurring item include the size of the item (both in absolute terms and in relation to your income and other expenses) and the treatment of the item on your financial statements.

An item considered material for financial statement purposes is also considered material for tax purposes. However, in certain situations an immaterial item for financial accounting purposes is treated as material for purposes of economic performance.

Matching expenses with income

Costs directly associated with the revenue of a period are properly allocable to that period. To determine whether the accrual of an expense in a particular year results in a better match with the income to which it relates, generally accepted accounting principles are an important factor. For example, if you report sales income in the year of sale, but you do not ship the goods until the following year, the shipping costs are more properly matched to income in the year of sale than the year the goods are shipped. Expenses that cannot be practically associated with income of a particular period, such as advertising costs, should be assigned to the period the costs are incurred. However, the matching requirement is considered met for certain types of expenses. These expenses include taxes, payments under insurance, warranty, and service contracts, rebates and refunds, and awards, prizes, and jackpots.

Expenses Paid in Advance

An expense you pay in advance is deductible only in the year to which it applies, unless the expense qualifies for the “12-month rule.” Under the 12-month rule, a taxpayer is not required to capitalize amounts paid to create certain rights or benefits for the taxpayer that do not extend beyond the earlier of the following.

If you have not been applying the general rule (an expense paid in advance is deductible only in the year to which it applies) and/or the 12-month rule to the expenses you paid in advance, you must get IRS approval before using the general rule and/or the 12-month rule. See Change in Accounting Method, later, for information on how to get IRS approval. See Expense paid in advance under Cash Method, earlier, for examples illustrating the application of the general and 12-month rules.

Related Persons

Business expenses and interest owed to a related person who uses the cash method of accounting are not deductible until you make the payment and the corresponding amount is includible in the related person's gross income. Determine the relationship for this rule as of the end of the tax year for which the expense or interest would otherwise be deductible. If a deduction is denied, the rule will continue to apply even if your relationship with the person ends before the expense or interest is includible in the gross income of that person.

Related persons

For purposes of this rule, the following persons are related.

  1. Members of a family, including only brothers and sisters (either whole or half), husband and wife, ancestors, and lineal descendants.
  2. Two corporations that are members of the same controlled group as defined in section 267(f).
  3. The fiduciaries of two different trusts, and the fiduciary and beneficiary of two different trusts, if the same person is the grantor of both trusts.
  4. A tax-exempt educational or charitable organization and a person (if an individual, including the members of the individual's family) who directly or indirectly controls such an organization.
  5. An individual and a corporation when the individual owns, directly or indirectly, more than 50% of the value of the outstanding stock of the corporation.
  6. A fiduciary of a trust and a corporation when the trust or the grantor of the trust owns, directly or indirectly, more than 50% in value of the outstanding stock of the corporation.
  7. The grantor and fiduciary, and the fiduciary and beneficiary, of any trust.
  8. Any two S corporations if the same persons own more than 50% in value of the outstanding stock of each corporation.
  9. An S corporation and a corporation that is not an S corporation if the same persons own more than 50% in value of the outstanding stock of each corporation.
  10. A corporation and a partnership if the same persons own more than 50% in value of the outstanding stock of the corporation and more than 50% of the capital or profits interest in the partnership.
  11. A PSC and any employee-owner, regardless of the amount of stock owned by the employee-owner.
Ownership of stock

To determine whether an individual directly or indirectly owns any of the outstanding stock of a corporation, the following rules apply.

  1. Stock owned directly or indirectly by or for a corporation, partnership, estate, or trust is treated as being owned proportionately by or for its shareholders, partners, or beneficiaries.
  2. An individual is treated as owning the stock owned directly or indirectly by or for the individual's family (as defined in item (1) under Related persons).
  3. Any individual owning (other than by applying rule (2)) any stock in a corporation is treated as owning the stock owned directly or indirectly by that individual's partner.
  4. To apply rule (1), (2), or (3), stock constructively owned by a person under rule (1) is treated as actually owned by that person. But stock constructively owned by an individual under rule (2) or (3) is not treated as actually owned by the individual for applying either rule (2) or (3) to make another person the constructive owner of that stock.
Reallocation of income and deductions

Where it is necessary to clearly show income or prevent tax evasion, the IRS can reallocate gross income, deductions, credits, or allowances between two or more organizations, trades, or businesses owned or controlled directly or indirectly by the same interests.

Contested Liability

If you use an accrual method of accounting and contest an asserted liability, you can deduct the liability either in the year you pay it (or transfer money or other property in satisfaction of it) or in the year you finally settle the contest. However, to take the deduction in the year of payment or transfer, you must meet certain conditions.

Conditions to be met

You must satisfy each of the following conditions to take the deduction in the year of payment or transfer.

Liability must be contested

You do not have to start a suit in a court of law to contest an asserted liability. However, you must deny its validity or accuracy by a positive act. A written protest included with payment of an asserted liability is enough to start a contest. Lodging a protest in accordance with local law is also enough to contest an asserted liability for taxes. You do not have to deny the validity or accuracy of an asserted liability in writing if you can show by all the facts and circumstances that you have asserted and contested the liability.

Contest must exist

The contest for the asserted liability must exist after the time of the transfer. If you make payment after the contest is settled, you must accrue the liability in the year in which the contest is settled.

Example —

You are a calendar year taxpayer using an accrual method of accounting. You had a $500 liability asserted against you in 2000 for repair work completed that year. You contested the asserted liability and settled in 2002 for the full $500. You pay the $500 in January 2003. Since you did not make the payment until after the contest was settled, the liability accrues in 2002 and you can deduct it only in 2002.

Transfer to creditor

You must transfer to the creditor or other person money or other property to provide for the payment of the asserted liability. The money or other property transferred must be beyond your control. If you transfer it to an escrow agent, you have met this requirement if you give up all authority over the money or other property. However, buying a bond to guarantee payment of the asserted liability, making an entry on your books of account, transferring funds to an account within your control, transferring your indebtedness or your promise to provide services or property in the future, or transferring (except to the creditor) your stock or the stock or indebtedness of a related person will not meet this requirement.

Liability deductible

The liability must have been deductible in the year of payment, or in an earlier year when it would have accrued, if there had been no contest.

Economic performance rule satisfied

You generally cannot deduct contested liabilities until economic performance occurs. For workers' compensation or a tort liability, or a liability for breach of contract (to the extent of incidental, consequential, and liquidated damages), violation of law, rebates and refunds, awards, prizes, jackpots, insurance, warranty and service contracts, and taxes, economic performance occurs as payments are made to the person. The payment or transfer of money or other property into escrow to contest an asserted liability is generally not a payment to the claimant that discharges the liability. This payment does not satisfy the economic performance test, discussed earlier, except as provided in section 468B or the regulations thereunder.

Recovered amounts

An adjustment is usually necessary when you recover any part of a contested liability. This occurs when you deduct the liability in the year of payment and recover any part of it in a later tax year when the contest is settled. Include in gross income in the year of final settlement the part of the recovered amount that, when deducted, decreased your tax for any tax year.

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