New Credit Card Rules - A Summary of the Credit CARD Act of 2009 (Credit Card Accountability Responsibility and Disclosure Act of 2009)

Important Note: These credit card protections do NOT apply to business credit cards.

APR Rate Increases

Any APR rate increase:


Credit Card Marketing

Extensions of Credit to Consumers Under Age 21

Application of card payments.


Credit Card Companies and their Primary Regulators

Federal banking agencies.

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