New Credit Card Rules - A Summary of the Credit CARD Act of 2009 (Credit Card Accountability Responsibility and Disclosure Act of 2009)

Important Note: These credit card protections do NOT apply to business credit cards.

APR Rate Increases

Any APR rate increase:

Fees

Credit Card Marketing

Extensions of credit to consumers Under the Age of 21

Application of card payments.

Disclosures

Credit Card Companies and their Primary Regulators

Federal banking agencies.