Chapter 7 Bankruptcy - Table of Contents

• Who Qualifies for Chapter 7 Bankruptcy?
  • Your Income is Great Enough to Qualify for a Chapter 13 Bankruptcy
  • A Previous Bankruptcy Discharge or Dismissal
  • Credit Counseling
  • Dishonesty and Fraud
  • Incorrect or Incomplete Information on Bankruptcy Forms
• Chapter 7 Overview And The Creditors Meeting
  • Asset Case or No-Asset Case
  • Preparing for the Creditors Meeting
    • Creditors Meeting (341 Meeting)
    • Continuation of the Creditors Meeting
    • After the Close of the Creditors Meeting
      • Statement of Intention
  • Bankruptcy Discharge
• Bankruptcy Planning
  • Fraudulent Transfers
  • Preference Payments
  • What To Do and What Not To Do Before Filing Chapter 7
• The Means Test In Bankruptcy—Is There A Presumption Of Abuse?
• Credit Counseling and Debtor Education (Personal Financial Management Course)
  • Credit Counseling
    • Purpose and Effectiveness of Credit Counseling
    • Cost of Credit Counseling
    • How Credit Counseling Works
  • Debtor Education (Personal Financial Management Course)
    • Debtor Education Sessions Are Designed to Offer Financial Management Skills
    • Cost of Debtor Education
    • How Debtor Education Actually Works
• Chapter 7 Bankruptcy Estate
  • Property Excluded from the Bankruptcy Estate
  • Marital Property
  • 180-Day Rule
• State and Federal Exemptions in a Chapter 7 Bankruptcy
  • Exempt and Nonexempt Property
  • Why State Exemptions Are Used in Federal Bankruptcy
  • Keeping Nonexempt Property
  • Types of Exemptions and How They Work
    • Wildcard Exemptions
    • Doubling Exemptions in a Joint Filing
• Residency Requirements for Exemptions
  • Determining the Applicable State
  • State Residence or Domiciliary Requirements
• Claiming Exemptions Using Schedule C - Property Claimed as Exempt
  • Determining the Applicable State
  • State Residence or Domiciliary Requirements
  • State or Federal Exemptions
    • Federal Nonbankruptcy Exemptions
  • Schedule C – Property Claimed as Exempt
    • Determining Current Market Value
• Can Bankruptcy Prevent An Eviction For A Renter?
• Will the Trustee Sell Your Home in a Chapter 7 Bankruptcy?
  • Calculating Your Unencumbered Home Equity
• Can You Protect Your Home with the Homestead Exemption or Wildcard Exemption in a Chapter 7 Bankruptcy?
  • The Homestead Exemption
  • State Residency Requirements for the Homestead Exemption
  • If your Equity is Greater than your Exemption
  • Homestead Exemptions by State
• Secured Property — Surrendering, Redemption, and Reaffirmation in a Chapter 7 Bankruptcy
• Lien Avoidance - Reducing Or Eliminating Liens In A Chapter 7 Bankruptcy
  • Consensual Liens — Security Interests
  • How Liens Can Be Eliminated or Reduced in Chapter 7 Bankruptcy
    • Surrendering Property
    • Redemption
    • Avoiding or Reducing Liens Created by Nonpossessory Nonpurchase-Money Security Interests
  • Nonconsensual Liens
  • Removing Judicial Liens on Exempt and Oversecured Property
  • Chapter 13 and Chapter 20 Bankruptcy
• Denial or Revocation of a Chapter 7 Discharge
  • Improper Conduct
  • Bankruptcy Abuse
    • Serial Bankruptcies
    • Homestead Reduction
  • Revocation of the Chapter 7 Discharge