Homeowner's Insurance

Types of Homeowners' Insurance Policies - Summarizes the basic coverage of different types of homeowner's insurance policies — including insurance for renters and owners of condominiums and cooperatives — and how they differ.
Homeowners Insurance - An overview of the typical homeowners insurance policy, listing the major coverages and exclusions.
- Section 1 — Property Coverage
  - Declarations
  - Insuring Agreement
  - Definitions
  - Coverage A: Dwelling
  - Coverage B: Other Structures
  - Coverage C: Personal Property
    - Scheduled Personal Property Endorsement
  - Coverage D: Loss of Use
  - Section 1 Additional Coverage
  - Perils Insured Against
    - Dwelling and Other Structures
    - Personal Property
  - Section 1 Exclusions
  - Section 1 Conditions
    - Duties After a Loss
    - Loss Settlement
    - Appraisal Clause
    - Mortgage Clause
    - Other Provisions
- Section 2 — Liability Coverage
  - Coverage E: Personal Liability
  - Coverage F: Medical Payments to Others
  - Section 2 Exclusions
  - Section 2 Additional Coverage
    - Claim Expenses
    - Damage to Property of Others
    - Other Expenses
- Sections 1 and 2 Conditions
Common Homeowners Insurance Policy Endorsements
- Inflation Guard Endorsement
- Scheduled Personal Property Endorsement
- Personal Property Replacement Cost Endorsement
- Personal Injury Endorsement
- Home Business Endorsement
- Earthquake Endorsement
The Cost Of Homeowners Insurance And How To Lower It - What factors influence the cost of homeowners insurance and how can you reduce premiums?
- Factors Affecting the Chance of a Loss
- Factors Affecting the Amount of the Payout
- Shopping for Homeowners Insurance
- The Economics of Homeowners Insurance
Real Estate Title Insurance - An introduction to real estate title insurance and other alternatives, including tips on how to save money when buying title insurance.
- Title Insurance Characteristics
- Coverage and Types of Policies
- The Torrens System