Credit and Debt

If you ain't got no money, ain't nobody calls you honey. — Bo Diddley

Consumer Credit Blog
Credit Scores - A complete, but concise, illustrated tutorial about credit scores, especially the FICO score, and how to raise them.
New Developments in Credit Scoring - Explains new developments and new factors being used to determine credit scores and creditworthiness.
Credit-Based Insurance Scores - How credit information is used to determine the insurance premiums charged to consumers.
New Credit Card Rules - A Summary of the Credit CARD Act Of 2009 (Credit Card Accountability Responsibility And Disclosure Act Of 2009)
Alternative Credit Bureaus - How to build credit even if you have no credit record.
Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.
Credit, Debt, And Bankruptcy Resources
Foreclosure
Real Estate Short Sales - How to avoid foreclosure and bankruptcy by selling your property through a short sale.

Debts and lies are generally mixed together. — Rabelais

I've got all the money I'll ever need if I die by four o'clock this afternoon. — Henny Youngman

Taxation of Canceled Debt - Taxes may be due on the canceled debt in a foreclosure or a short sale. This article explains what canceled debt is taxable, how to figure the tax, and how to possibly avoid it.
Canceled Debts, Foreclosures, Repossessions, and Abandonments, Publication 4681 (2007)
The IRS Collection Process, Publication 594 (7/2007)

Bankruptcy