Credit and Debt

Consumer Credit Blog

Credit Scores - A complete, but concise, illustrated tutorial about credit scores, especially the FICO score, and how to raise them.

Credit-Based Insurance Scores - How credit information is used to determine the insurance premiums charged to consumers.

Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.

Credit and Debt Resources

Foreclosure

Real Estate Short Sales - How to avoid foreclosure and bankruptcy by selling your property through a short sale.

Taxation of Canceled Debt - Taxes may be due on the canceled debt in a foreclosure or a short sale. This article explains what canceled debt is taxable, how to figure the tax, and how to possibly avoid it.

Bankruptcy

New Bankruptcy Reform Evaluation Report

The Benefit Of Bankruptcy To Society

A Quick Overview Of Bankruptcy For Consumers

The Bankruptcy Trustee

The Means Test In Bankruptcy—Is There A Presumption Of Abuse?

Credit Counseling and Debtor Education (Personal Financial Management Course)

Can Bankruptcy Prevent An Eviction For A Renter?

What Happens to your Home when you File for Chapter 7 Bankruptcy?

Foreclosure and Bankruptcy

Secured Debts In Bankruptcy