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The table of contents to articles—supplemented with illustrations, charts, and examples for quick comprehension—about all aspects of earning, saving, and investing money.
If you want to find articles about a particular topic quickly, use the search engine at the bottom of this page.
If you ain't got no money, ain't nobody calls you honey.
— Bo Diddley
Credit Scores - A complete, but concise, illustrated tutorial about credit scores, especially the FICO score, and how to raise them.
New Developments in Credit Scoring - Explains new developments and new factors being used to determine credit scores and creditworthiness.
Credit-Based Insurance Scores - How credit information is used to determine the insurance premiums charged to consumers.
Alternative Credit Bureaus - How to build credit even if you have no credit record.
Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.
Real Estate Short Sales - How to avoid foreclosure and bankruptcy by selling your property through a short sale.
Prejudgment Remedies: General Principles, Attachment
Statutory Proceedings in Aid of Execution
Taxation of Canceled Debt - Taxes may be due on the canceled debt in a foreclosure or a short sale. This article explains what canceled debt is taxable, how to figure the tax, and how to possibly avoid it.
Canceled Debts, Foreclosures, Repossessions, and Abandonments, Publication 4681 (2007)
New Bankruptcy Reform Evaluation Report
The Benefit Of Bankruptcy To Society
A Quick Overview Of Bankruptcy For Consumers
Credit Availability and Credit Scores After Bankruptcy
Bankruptcy Law Public Policies
Bankruptcy Requires Good Faith
Bankruptcy Petition - The Start of Bankruptcy
Cramdowns - Paying for Secured Debt Under Chapter 13, 12, and 11
The Proof And Allowance Of Claims In Bankruptcy
Domestic Support Obligations (DSO) Under Bankruptcy
Taxes In Bankruptcy: Their Priorities And Dischargeability
Executory Contracts and Unexpired Leases
Executory Contracts: Rejection
Executory Contracts: Assumption and Assignment
Nondischargeable Debts in Bankruptcy
Chapter 12 Bankruptcy Overview
Chapter 9-Municipality Bankruptcy
Chapter 15 Bankruptcy Overview
Bankruptcy Tax Guide, Publication 908
Chapter 7 and Chapter 13 Bankruptcy — Comparison of Benefits and Drawbacks
Comparison of Chapter 11, Chapter 12, and Chapter 13 Bankruptcy for Individual Debtors
Who Qualifies for Chapter 7 Bankruptcy?
Chapter 7 Overview And The Creditors Meeting
The Means Test In Bankruptcy—Is There A Presumption Of Abuse?
Credit Counseling and Debtor Education (Personal Financial Management Course)
State and Federal Exemptions in a Chapter 7 Bankruptcy
Residency Requirements for Exemptions
Claiming Exemptions Using Schedule C - Property Claimed as Exempt
Can Bankruptcy Prevent An Eviction For A Renter?
Will the Trustee Sell Your Home in a Chapter 7 Bankruptcy?
Secured Property — Surrendering, Redemption, and Reaffirmation in a Chapter 7 Bankruptcy
Lien Avoidance - Reducing Or Eliminating Liens In A Chapter 7 Bankruptcy
Denial or Revocation of a Chapter 7 Discharge
Chapter 13 Bankruptcy Overview
Role of Debtor and Standing Trustee Under Chapter 13 Bankruptcy
Chapter 13 Bankruptcy Estate And Postpetition Claims
Chapter 13 Payment Plan: Requirements For Confirmation
Chapter 11 Bankruptcy Overview
Creditors' Committees and Equity Committees in Chapter 11 Bankruptcy
Chapter 11 Reorganization Plan
Chapter 11 Discharge, Post-Confirmation Administration, and Final Decree
Risk - A tutorial about risk and insurance.
Insurance; Insurable Risks; Underwriting And Adverse Selection - A tutorial about the basics of insurance companies, underwriting and adverse selection, and what constitutes an insurable risk.
Legal Liability and Negligence
Law of Large Numbers - Using the Law of Large Numbers to determine underwriting risk and insurance premiums.
Indemnity - How property insurance pays for losses.
Insurable Interest - What constitutes an insurable interest, and when must it exist?
Utmost Good Faith—Representations, Concealments, And Warranties - Why honesty is the best policy in insurance.
Insurance Deductibles - The different types of deductibles and how they reduce insurance premiums.
Coinsurance - How coinsurance reduces health insurance premiums, and equalizes rates for property insurance.
Multiple Insurance Coverage: Pro Rata Liability, Contribution Of Equal Shares, And Primary And Excess Insurance - What determines how much each insurance policy pays when multiple policies cover the same loss.
Credit-Based Insurance Scores - How and why personal credit scores affect insurance rates.
The Legal Organization And Ownership Of Insurance Companies
Automobile Insurance — The Personal Auto Policy (PAP)
Personal Umbrella Liability Policy
Types of Homeowners' Insurance Policies - Summarizes the basic coverage of different types of homeowner’s insurance policies—including insurance for renters and owners of condominiums and cooperatives—and how they differ.
Homeowners Insurance - An overview of the typical homeowners insurance policy, listing the major coverages and exclusions.
Common Homeowners Insurance Policy Endorsements
The Cost Of Homeowners Insurance And How To Lower It - What factors influence the cost of homeowners insurance and how can you reduce premiums?
Real Estate Title Insurance - An introduction to real estate title insurance and other alternatives, including tips on how to save money when buying title insurance.
Determining Life Insurance Premiums for Term and Level-Premium Policies
Variable Life Insurance, Universal Life Insurance, And Variable-Universal Life Insurance
Life Insurance Contracts: Owner, Insured, and Beneficiary
Common Life Insurance ProvisionsReal Estate, Real Property, And Land—Basic Definitions And Concepts
Legal Descriptions Of Real Estate
Real Estate Encumbrances: Liens, Deed Restrictions, Easements, and Encroachments
Estates in Land: The Fee Simple Estate and the Life Estate
Forms of Real Estate Ownership - A tutorial about the different forms of real estate ownership, including ownership in severalty, tenancy in common, joint tenancy, tenancy in the entirety, common property, trusts, and business entities, such as corporations, partnerships, and real estate syndicates.
Listing Agreements and Buyer Agency Agreements
Real Estate Appraisal: Sales Comparison Approach, Cost Approach, Income Approach
Real Estate Closing; Real Estate Settlement Procedures Act (RESPA)
Environmental Hazards in Real Estate
Residential and Commercial Leases
Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.
Mortgage Calculator — Mortgage calculator that shows, in a table, monthly payment, total interest paid, and total payment for 5 to 50 year mortgages. For a specified interest rate, calculate the monthly payment for a given loan, or calculate the loan amount for a monthly payment.
Mortgage Fundamentals - A complete, but concise, tutorial about mortgages, with illustrative examples and real world data for better comprehension.
Real Estate Blog — This document contains entries from the Money blog that are specifically about real estate, organized chronologically.
Real Estate Links — Organized by category. Links, about buying a home or investing in real estate, organized into subtopics, including real estate news, tutorials, articles, listings, buying, financing, and mortgage calculators, real estate investment trusts (REITs), and major real estate websites. Includes blog entries, and summaries of good articles.
Seigniorage - The Profit of Creating Money
Inflation and the Money Supply
Information Asymmetry: Adverse Selection And Moral Hazard
Depository Institutions (aka Banks)
Bank Balance Sheet: Assets, Liabilities, And Bank Capital
Bank Regulations and Supervision
The First and Second Banks of the United States
Free Banking and the National Banking Act of 1863
Financial Panics and Bank Runs Before Deposit Insurance
Single Asset Risk: Standard Deviation and Coefficient of Variation
Beta, Capital Asset Pricing Model (CAPM), and the Security Market Line (SML)
Modern Portfolio Theory: the Efficient Frontier, Utility Scores, and Portfolio Betas
Capital Allocation Between A Risk-Free Asset And A Risky Asset
The Single-Index Model For Security Returns
Arbitrage Pricing Theory (APT); Law Of One Price
Portfolio Performance: Measuring Portfolio Returns; Sharpe Ratio, Treynor Ratio, and Jensen Alpha
Random Walk And Efficient Market Hypotheses
Nominal and Real Interest Rates
Mutual Funds — A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.
Open-End Mutual Funds: Purchases, Reinvestments, Redemptions, and Taxes
The Taxation of Mutual Fund Distributions, Sales, Redemptions, and Exchanges
An Overview of the Different Types of Mutual Funds
Hedge Funds and Funds of Hedge Funds
Some Interesting Statistics On Hedge FundsFixed Annuities and Variable Annuities
Direct Participation Programs (DPPs) — Limited Partnerships
Evaluating And Buying A Direct Participation Program (DPP)
The Tax Advantages Of Limited Partnerships As Direct Participation Programs (DPPs)Common Stocks, Preferred Stocks, Treasury Stock, Legal Rights of Stockholders—Basic Concepts
Par Value Stock, No Par Stock, Stated Value, Legal Capital
Securities Exempt from Registration under the Securities Act of 1933
Equity Valuation: Book Value, Liquidation Value, And The Q Ratio
Liquidity Measures: Net Working Capital, Current Ratio, Quick Ratio
Activity Ratios: Accounts Receivable Turnover, Inventory Turnover, Total Asset Turnover
Leverage Measures: Debt-Equity Ratios And Fixed-Charge Coverage Ratio
Profitability Ratios: Net Profit Margin, Return On Assets (ROA), Return On Equity (ROE)
American Depositary Receipts (ADRs)
Global Depositary Receipts (GDRs)
Special Purpose Acquisition Companies (SPACs)
Preferred Stock and Fixed Rate Capital Securities (FRCS)
An Overview Of Chart Types Used In Technical Analysis
Simple Moving Averages(SMA) and Exponential Moving Averages (EMA)
Stock Options and Index Options, an Illustrated Introduction with Examples.
Option Strategies—Investment Strategies using Options, illustrated with graphs and examples.
The Mechanics of Option Trading, Exercise, and Assignment; Options Clearing Corporation (OCC)
Optionlike Securities — Callable Bonds, Convertible Securities, and Warrants
Theoretical Pricing Models: Binomial Option Pricing And The Black-Scholes Formula
The Greeks: Delta, Gamma, Theta, Vega, and Rho
Employee Stock Options; Back-dated Options