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The table of contents to articles—supplemented with illustrations, charts, and examples for quick comprehension—about all aspects of earning, saving, and investing money. Find more specific information fast by using the search engine at the bottom of this page.
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Credit Scores - A complete, but concise, illustrated tutorial about credit scores, especially the FICO score, and how to raise them.
Credit-Based Insurance Scores - How credit information is used to determine the insurance premiums charged to consumers.
Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.
Real Estate Short Sales - How to avoid foreclosure and bankruptcy by selling your property through a short sale.
Taxation of Canceled Debt - Taxes may be due on the canceled debt in a foreclosure or a short sale. This article explains what canceled debt is taxable, how to figure the tax, and how to possibly avoid it.
New Bankruptcy Reform Evaluation Report
The Benefit Of Bankruptcy To Society
A Quick Overview Of Bankruptcy For Consumers
The Means Test In Bankruptcy—Is There A Presumption Of Abuse?
Credit Counseling and Debtor Education (Personal Financial Management Course)
Can Bankruptcy Prevent An Eviction For A Renter?
What Happens to your Home when you File for Chapter 7 Bankruptcy?
Bankruptcy Tax Guide, Publication 908
Risk - A tutorial about risk and insurance.
Insurance; Insurable Risks; Underwriting And Adverse Selection - A tutorial about the basics of insurance companies, underwriting and adverse selection, and what constitutes an insurable risk.
Legal Liability and Negligence
Law of Large Numbers - Using the Law of Large Numbers to determine underwriting risk and insurance premiums.
Indemnity - How property insurance pays for losses.
Insurable Interest - What constitutes an insurable interest, and when must it exist?
Utmost Good Faith—Representations, Concealments, And Warranties - Why honesty is the best policy in insurance.
Insurance Deductibles - The different types of deductibles and how they reduce insurance premiums.
Coinsurance - How coinsurance reduces health insurance premiums, and equalizes rates for property insurance.
Multiple Insurance Coverage: Pro Rata Liability, Contribution Of Equal Shares, And Primary And Excess Insurance - What determines how much each insurance policy pays when multiple policies cover the same loss.
Credit-Based Insurance Scores - How and why personal credit scores affect insurance rates.
The Legal Organization And Ownership Of Insurance Companies
Real Estate Title Insurance - An introduction to real estate title insurance and other alternatives, including tips on how to save money when buying title insurance.
Automobile Insurance — The Personal Auto Policy (PAP)
Personal Umbrella Liability Policy
Types of Homeowners' Insurance Policies - Summarizes the basic coverage of different types of homeowner’s insurance policies—including insurance for renters and owners of condominiums and cooperatives—and how they differ.
Homeowners Insurance - An overview of the typical homeowners insurance policy, listing the major coverages and exclusions.
Common Homeowners Insurance Policy Endorsements
The Cost Of Homeowners Insurance And How To Lower It - What factors influence the cost of homeowners insurance and how can you reduce premiums?
Determining Life Insurance Premiums for Term and Level-Premium Policies
Variable Life Insurance, Universal Life Insurance, And Variable-Universal Life Insurance
Life Insurance Contracts: Owner, Insured, and Beneficiary
Common Life Insurance ProvisionsReal Estate, Real Property, And Land—Basic Definitions And Concepts
Legal Descriptions Of Real Estate
Real Estate Encumbrances: Liens, Deed Restrictions, Easements, and Encroachments
Estates in Land: The Fee Simple Estate and the Life Estate
Forms of Real Estate Ownership - A tutorial about the different forms of real estate ownership, including ownership in severalty, tenancy in common, joint tenancy, tenancy in the entirety, common property, trusts, and business entities, such as corporations, partnerships, and real estate syndicates.
Listing Agreements and Buyer Agency Agreements
Real Estate Appraisal: Sales Comparison Approach, Cost Approach, Income Approach
Real Estate Closing; Real Estate Settlement Procedures Act (RESPA)
Environmental Hazards in Real Estate
Residential and Commercial Leases
Tenant Screening - A tutorial about the use of tenant screening companies by landlords and property managers to select whom to rent to.
Mortgage Calculator — Mortgage calculator that shows, in a table, monthly payment, total interest paid, and total payment for 5 to 50 year mortgages. For a specified interest rate, calculate the monthly payment for a given loan, or calculate the loan amount for a monthly payment.
Mortgage Fundamentals - A complete, but concise, tutorial about mortgages, with illustrative examples and real world data for better comprehension.
Real Estate Blog — This document contains entries from the Money blog that are specifically about real estate, organized chronologically.
Real Estate Links — Organized by category. Links, about buying a home or investing in real estate, organized into subtopics, including real estate news, tutorials, articles, listings, buying, financing, and mortgage calculators, real estate investment trusts (REITs), and major real estate websites. Includes blog entries, and summaries of good articles.
Mutual Funds — A complete, but concise, tutorial about mutual funds in a one-page format with sidebars, illustrations, formulas, examples, and clear definitions of basic terms.
An Overview of the Different Types of Mutual Funds
Open-End Mutual Funds: Purchases, Reinvestments, Redemptions, and Taxes
The Taxation of Mutual Fund Distributions, Sales, Redemptions, and Exchanges
Hedge Funds and Funds of Hedge Funds
Common Stocks, Preferred Stocks, Treasury Stock, Legal Rights of Stockholders—Basic Concepts
Securities Exempt from Registration under the Securities Act of 1933
Equity Valuation: Book Value, Liquidation Value, And The Q Ratio
American Depositary Receipts and Global Depositary Receipts
Special Purpose Acquisition Companies (SPACs)
Preferred Stock and Fixed Rate Capital Securities (FRCS)
Par Value Stock, No Par Stock, Stated Value, Legal Capital
Nominal and Real Interest Rates; Compounded and Continuously Compounded Interest Rate Formulas
The Present Value and Future Value of Money - Compare any investments—not just bonds—by calculating the present value and future value of money.
The Present Value and Future Value of an Annuity - An annuity is a series of equal payments made in equal periods of time. Understanding annuities allows one to understand loans, and investments that make periodic payments, such as bonds.
Complete Introduction to Bonds in a 1-page format.
Investment Risks of Fixed Income Securities
Volatility Of Bond Prices In The Secondary Market; Duration; Convexity
Term Structure of interest Rates: the Expectation Hypothesis and the Liquidity Premium Theory
Duration and Convexity, with Illustrations and Formulas
Preferred Stock and Fixed Rate Capital Securities
Mortgage-Backed Securities (MBS)
Collateralized Mortgage Obligations (CMOs)
Collateralized Debt Obligations (CDOs)
Interest Rate Swaps and Interest Rate Options
Interest Rate Risk of Bonds; Full-Valuation Approach (aka Scenario Analysis)
Stock Options and Index Options, an Illustrated Introduction with Examples.
Option Strategies—Investment Strategies using Options, illustrated with graphs and examples.
The Mechanics of Option Trading, Exercise, and Assignment; Options Clearing Corporation (OCC)
Optionlike Securities — Callable Bonds, Convertible Securities, and Warrants
Theoretical Pricing Models: Binomial Option Pricing And The Black-Scholes Formula
The Greeks: Delta, Gamma, Theta, Vega, and Rho